SBI PRIME Card

SBI card PRIME is a multi-purpose card that can be used for a variety of purposes. It can be used for shopping, rewards and dining, as well as for flights, hotels, etc. SBI PRIME Credit Card offers accelerated rewards for everyday spending categories such as groceries, dining, departmental store, etc. This makes it a great card for high spenders.

Some of the benefits that you can get with this card include complimentary membership to priority pass, club Vistara, Trident Red Tier, etc. Read on to know more about it.

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1st Year Fee

₹2,999₹2,999
  • First year fee upto:

    ₹2,999

Card Fee Type

    Card Network

    Reward Points On Every ₹ 100 Spent

    SBI Card Prime - Apply Online
    • SBI Card PRIME

      1st year fee

      :  

      ₹ 2,999

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    Key Highlights of the SBI PRIME Credit Card

    The SBI PRIME Credit Card is among the premium credit cards offered by SBI which is curated specifically for frequent travelers and for the people who make most of their purchases online.

    1. Get an e-gift voucher worth Rs.3,000 as a welcome gift.
    2. Lucrative PRIME Reward Points system.
    3. If your expenses in a year exceed Rs.3 lakh, the annual fee of the credit card will be waived off.
    4. Win a Pizza Hut voucher worth Rs.1,000 on purchases worth more than Rs.50,000 in a quarter.
    Apply for SBI Card PRIME
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    Features and Benefits of the SBI PRIME Credit Card

    The features and benefits of SBI PRIME Credit Card are mentioned in the table below:

    Welcome Bonus

    1. An e-gift voucher worth Rs.3,000 given from the bank on paying your annual fees.
    2. This voucher can be redeemed on purchases made at Bata, Aditya Birla Fashion, Hush Puppies, Pantaloons, Yatra.com and Shoppers Stop.

    Up to 20x Reward Points

    For every Rs.100 spent on birthday, earn 20 reward points.

    Milestone Benefits

    1. Win a Pizza Hut voucher worth Rs.1,000 on purchases worth more than Rs.50,000 in a quarter.
    2. Get gift vouchers from Pantaloons or Yatra on spending Rs.5 lakh or more in a year.

    Travel Benefits

    1. Avail 4 complimentary rounds of green fees, up to 50% savings on golf games, and one free lesson per month at select golf courses across India.
    2. Unlock exclusive privileges at over 900 luxury hotels worldwide.
    3. Get up to 15% off on the best available room rates and dining at Lalit Hotels.
    4. Enjoy discounts of up to 10% on Hertz car rentals and up to 35% on Avis car rentals.
    5. Savour exceptional dining deals with up to 25% off in your city through the American Express Dining Platform.
    6. Enjoy VIP perks and special upgrades at premium hotels in India and globally with a Complimentary Tablet Plus Membership. 

    Complimentary Airport Lounge Access

    1. Enjoy complimentary access to international airport lounges four times a year.
    2. Enjoy complimentary access to domestic airport lounges eight times a year.

    Flexipay

    1. Convert your transactions into easy monthly instalments with the Flexipay option.
    2. This can be done by using your SBI PRIME Credit Card to make purchases of Rs.2,500 or more and logging into sbicard.com within 30 days of making the purchase.

    Accepted Globally

    You can use your SBI PRIME Credit Card at nearly 24 million outlets all over the world which includes 3.25 lakh outlets in India.

    Card Replacement Facility

    Replace your lost or stolen SBI PRIME Credit Card from any location in the world.

    Add-on Cards

    Extend the benefits of your SBI PRIME Credit Card to up to two members of your family (spouse, parents, children or siblings who are at least 18 years old).

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    Fees and Charges of the SBI PRIME Card

    Type of Charge

    Amount

    Annual fee

    Rs.2,999

    Renewal fee

    Rs.2,999

    Add-On card fee

    Nil

    Cash advance fee

    2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)2.5% of the amount withdrawn or Rs.500 (International ATMs)

    Finance Charges

    3.75% per month or 45% per annum

    Payment dishonor fee

    2% of the payment amount; minimum of Rs.500

    Cash payment fee

    Rs.250

    Late payment fee

    From Rs.0 to Rs.500 - NilMore than Rs.500 up to Rs.1,000 - Rs.400More than Rs.1,000 up to Rs.10,000 - Rs.750More than Rs.10,000 up to Rs.25,000 - Rs.950More than Rs.25,000 up to Rs.50,000 - Rs.1,100More than Rs.50,000 - Rs.1,300

    Cheque payment fee

    Rs.100

    Over limit fee

    2.5% of the over limit amount; minimum of Rs.600

    Rewards redemption fee

    Rs.99

    Foreign currency transaction

    3.50%

    SBI PRIME Credit Card Limit

    The credit card limit of this credit card is at the discretion of the bank. In order to decide the limit for a particular credit card, the bank considers a number of factors such as the credit history of the applicant, credit score along with the repayment behavior of past and current debts.

    Eligibility of SBI PRIME Card

    1. You must be between 18 - 80 years of age.
    2. Add-on credit cardholder must be above 18 years.
    3. The applicant can be a resident as well as a non-resident of India.

    Documents Required to Apply for SBI Prime Credit Card

    1. Filled credit card application form.
    2. A copy of PAN card or Form 60.
    3. Identity proof - PAN, driving licence, Aadhaar Card, etc.
    4. Income proof - latest pay slips, Form 16, IT return copy, etc.
    5. Residence proof - Passport, Ration Card , electricity bill, Aadhaar, etc.
    6. Passport size color photographs of the applicant.

    *The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the PRIME credit card.

    How to Apply for the SBI Prime Credit Card Online

    The process that must be followed to apply for the credit card online is mentioned below:

    1. Visit https://www.sbicard.com/en/personal/credit-cards/rewards/sbi-card-prime.page/.
    2. Click on ‘Apply’.
    3. Under ‘SBI Card Prime’, click on ‘Apply Now’.
    4. On the next page, click on ‘Start apply journey’.
    5. Enter personal details such as your name and mobile number. Agree to the terms and conditions and click on ‘Continue’.
    6. Next, professional details must be entered.
    7. Next, KYC details must be provided.
    8. If you're eligible for the card, your credit limit will be displayed online, which means you application has been approved online.

    The bank executives will approach you in the next two working days and will inform you about the required documents and set an appointment to collect the same from you. Once the documents are submitted, the bank will take up to 21 days to process the application.

    How to Transfer your other bank credit card balances to your SBI Prime Card

    Managing credit card dues can be easier and more affordable with the Balance Transfer on EMI facility offered by SBI Card PRIME. This allows you to transfer the outstanding balance of your other bank’s credit card to your SBI Card at a lower rate of interest and repay in easy EMIs.

    By opting for this service, you can consolidate your credit card dues, reduce the burden of high-interest rates, and continue enjoying the benefits of your SBI Card.

    Avail Balance Transfer on EMI in 3 Simple Ways:

    • Login to Your SBI Card Online Account
      • Visit sbicard.com and log in with your User ID and Password.
      • Navigate to the Balance Transfer on EMI section.
      • Select the amount you wish to transfer and choose your preferred EMI tenure.
      • Submit your request, and the amount will be transferred within 3-4 working days via NEFT.
    • SMS BTEMI to 56767
      • Send an SMS with the keyword BTEMI to 56767 from your registered mobile number.
      • SBI Card will contact you with available balance transfer offers and guide you through the process.
    • Call SBI Card Customer Care
      • For Visa Bill Pay & Balance Transfer Enquiries, call 39 02 02 02 (prefix local STD code) or 1860 180 1290.
      • A customer service representative will assist you in choosing the best EMI plan and completing the transfer.

    FAQs on SBI PRIME Credit Card

    • Is the SBI PRIME Credit Card a contactless credit card?

      Yes, the SBI PRIME Credit Card is powered with contactless technology that enables swipe-less transactions at POS terminals.

    • Can I use SBI Card PRIME abroad?

      Yes, you can use the card anywhere across the globe. The SBI Card PRIME is accepted at over 24 million outlets across the world. A foreign transaction fee of up to 3.5% of the transaction amount will be charged every time you use the card abroad.

    • How to report the loss of my SBI PRIME Credit Card?

      If you have lost your SBI PRIME Credit Card in India, you can report it immediately to the bank by calling its 24x7 helplines at 1860 180 1290 or 39 02 02 02 (prefix local STD code). In case you lost the card abroad, you can call the respective Visa helpline number specific to the country to report the loss. The list of toll-free numbers from more than 70 countries is available on the SBI website or the Visa website.

    • How many add-on credit cards can I avail on my SBI Card PRIME?

      You can apply for up to 2 add-on credit cards on your SBI Card PRIME Credit Card.

    • Is balance transfer facility available on SBI PRIME Credit Card?

      Yes, SBI PRIME Credit Card comes with a balance transfer on EMI facility that allows you to transfer the outstanding balance on your other bank credit cards to your SBI PRIME Credit Card. Once the amount is transferred, you can pay it back in easy monthly installments at a lower interest rate in flexible tenures.

    • How can I contact SBI through post if I have any query related to SBI Prime credit card?

      In case of any query related to SBI Prime credit card you can contact SBI by sending a mail via post to this address: SBI Cards and Payment Services Limited, Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034

    • How can I check the status of my application for SBI Prime credit card?

      You can check the status of your SBI Prime credit card application by clicking on the link where in the box under 'Track Application' enter either your reference number or application number and click on 'Track'.

    • I couldn't complete my application process for application for SBI Prime credit card. How can I retrieve my application form online?

      In case you were unable to complete your application process, click on the link and under 'Retrieve Application' enter your first name and mobile number in their respective boxes and click on 'Retrieve'.

    • My application for SBI Prime credit card got rejected. What can be the possible reasons behind the rejection?

      Some of the reasons why your application for the SBI Prime card got rejected could be that you may not have met the required eligibility criteria. In case your credit score is low, or if you do not withdraw the minimum monthly income, then the bank can reject your application. In case you are unable to submit the correct documents, then there the bank is at liberty to reject your application.

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