SBI card PRIME is a multi-purpose card that can be used for a variety of purposes. It can be used for shopping, rewards and dining, as well as for flights, hotels, etc. SBI PRIME Credit Card offers accelerated rewards for everyday spending categories such as groceries, dining, departmental store, etc. This makes it a great card for high spenders.
Some of the benefits that you can get with this card include complimentary membership to priority pass, club Vistara, Trident Red Tier, etc. Read on to know more about it.
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Up to 20 reward points for every ₹ 100 spent. Total points earned is based on spend category
4 free visits to international Priority Pass airport lounges & 8 free visits to airport lounges in India
Annual fee waiver on yearly spends of ₹ 3 lakhs
Milestone benefits: E-gift vouchers on achieving quarterly and yearly spends of ₹ 50,000 & ₹ 5 lakhs respectively.
1% fuel-surcharge waiver across petrol bunks on transactions between ₹ 500 & ₹ 4,000, up to ₹ 250 per statement cycle
Think about
*Reward point accrual for utility bill payments applies only to autopay registrations made on or before 31st Mar 2021
*Reward points on birthday spends valid for one day before, on and one day after the birthday (capped at 2,000 points per year)
The SBI PRIME Credit Card is among the premium credit cards offered by SBI which is curated specifically for frequent travelers and for the people who make most of their purchases online.
The features and benefits of SBI PRIME Credit Card are mentioned in the table below:
Welcome Bonus |
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Up to 20x Reward Points | For every Rs.100 spent on birthday, earn 20 reward points. |
Milestone Benefits |
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Travel Benefits |
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Complimentary Airport Lounge Access |
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Flexipay |
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Accepted Globally | You can use your SBI PRIME Credit Card at nearly 24 million outlets all over the world which includes 3.25 lakh outlets in India. |
Card Replacement Facility | Replace your lost or stolen SBI PRIME Credit Card from any location in the world. |
Add-on Cards | Extend the benefits of your SBI PRIME Credit Card to up to two members of your family (spouse, parents, children or siblings who are at least 18 years old). |
Type of Charge | Amount |
Annual fee | Rs.2,999 |
Renewal fee | Rs.2,999 |
Add-On card fee | Nil |
Cash advance fee | 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)2.5% of the amount withdrawn or Rs.500 (International ATMs) |
Finance Charges | 3.75% per month or 45% per annum |
Payment dishonor fee | 2% of the payment amount; minimum of Rs.500 |
Cash payment fee | Rs.250 |
Late payment fee | From Rs.0 to Rs.500 - NilMore than Rs.500 up to Rs.1,000 - Rs.400More than Rs.1,000 up to Rs.10,000 - Rs.750More than Rs.10,000 up to Rs.25,000 - Rs.950More than Rs.25,000 up to Rs.50,000 - Rs.1,100More than Rs.50,000 - Rs.1,300 |
Cheque payment fee | Rs.100 |
Over limit fee | 2.5% of the over limit amount; minimum of Rs.600 |
Rewards redemption fee | Rs.99 |
Foreign currency transaction | 3.50% |
The credit card limit of this credit card is at the discretion of the bank. In order to decide the limit for a particular credit card, the bank considers a number of factors such as the credit history of the applicant, credit score along with the repayment behavior of past and current debts.
*The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the PRIME credit card.
The process that must be followed to apply for the credit card online is mentioned below:
The bank executives will approach you in the next two working days and will inform you about the required documents and set an appointment to collect the same from you. Once the documents are submitted, the bank will take up to 21 days to process the application.
Managing credit card dues can be easier and more affordable with the Balance Transfer on EMI facility offered by SBI Card PRIME. This allows you to transfer the outstanding balance of your other bank’s credit card to your SBI Card at a lower rate of interest and repay in easy EMIs.
By opting for this service, you can consolidate your credit card dues, reduce the burden of high-interest rates, and continue enjoying the benefits of your SBI Card.
Avail Balance Transfer on EMI in 3 Simple Ways:
Yes, the SBI PRIME Credit Card is powered with contactless technology that enables swipe-less transactions at POS terminals.
Yes, you can use the card anywhere across the globe. The SBI Card PRIME is accepted at over 24 million outlets across the world. A foreign transaction fee of up to 3.5% of the transaction amount will be charged every time you use the card abroad.
If you have lost your SBI PRIME Credit Card in India, you can report it immediately to the bank by calling its 24x7 helplines at 1860 180 1290 or 39 02 02 02 (prefix local STD code). In case you lost the card abroad, you can call the respective Visa helpline number specific to the country to report the loss. The list of toll-free numbers from more than 70 countries is available on the SBI website or the Visa website.
You can apply for up to 2 add-on credit cards on your SBI Card PRIME Credit Card.
Yes, SBI PRIME Credit Card comes with a balance transfer on EMI facility that allows you to transfer the outstanding balance on your other bank credit cards to your SBI PRIME Credit Card. Once the amount is transferred, you can pay it back in easy monthly installments at a lower interest rate in flexible tenures.
In case of any query related to SBI Prime credit card you can contact SBI by sending a mail via post to this address: SBI Cards and Payment Services Limited, Unit 401 & 402, 04th Floor, Aggarwal Millennium Tower, E-1,2,3 Netaji Subhash Place, Wazirpur, New Delhi 110034
You can check the status of your SBI Prime credit card application by clicking on the link where in the box under 'Track Application' enter either your reference number or application number and click on 'Track'.
In case you were unable to complete your application process, click on the link and under 'Retrieve Application' enter your first name and mobile number in their respective boxes and click on 'Retrieve'.
Some of the reasons why your application for the SBI Prime card got rejected could be that you may not have met the required eligibility criteria. In case your credit score is low, or if you do not withdraw the minimum monthly income, then the bank can reject your application. In case you are unable to submit the correct documents, then there the bank is at liberty to reject your application.
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