With time, add-on credit cards have become quite popular in India. Also known as supplementary credit cards, these can be issued to the family members of a primary cardholder. HDFC bank offers add-on credit cards to make shopping easy for every member of the family.
These credit cards are not only easy to get but are also free of cost. HDFC add-on credit cards are loaded with benefits and can be obtained easily.
To get an HDFC add-on credit card, the applicant has to fulfill the following conditions:
HDFC asks the applicant to submit any of the photo ID documents that have been listed below to get an add-on credit card:
Applicants are asked by the bank to submit copies of one of the following documents as a proof of address:
An applicant needs to visit the website, mailer.hdfcbank.com and download the application form. After filling in the details, the applicant can submit it at the nearest HDFC bank.
Fees and charges applicable on HDFC add-on credit cards are the same as the ones charged on the primary cards.
You can call the toll free number 61606161/6160616 to track the status of your application for an HDFC add-on credit card.
The spending history on the add-on credit cards and all the bills related to them are reflected on the primary cardholder's account. Hence, the CIBIL score is calculated on the basis of the consolidated expenses made on the primary card and the add-on cards.
Yes, the credit score of the primary cardholder will get affected if the add-on cardholder misses doesn't make timely payments.
Yes, add-on cardholders can avail the same benefits as the primary cardholders. In rare cases, certain privileges will be limited to the primary cardholders only.
A primary cardholder can avail 1 to 5 add-on credit cards.
Yes, the applicant must be related to the primary account holder to avail an add-on credit card.
Yes, the primary cardholder must provide permission for the issuance of an add-on credit card.
The applicant must be at least 18 years of age to avail an add-on credit card.
Yes, you can apply for an add-on credit card on the official website of the bank.
Yes, the fee that is levied on the add-on credit card will be the same as the primary credit card.
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