LIC Credit Cards – Compare Offers & Apply Instantly

You can avail a world of premium and unmatched benefits with the credit cards offered by LIC. The list of cards includes travel cards, rewards cards, and premium lifestyle cards and they offer some of the best features on their respective categories. Check out the list to choose to the best one for you.

Updated On - 06 Sep 2025
credit card CTA button

Top LIC Credit Cards in India 2025

The following table lists the top LIC credit cards that you should explore. For your convenience, you can also check out their annual fee and their respective categories.

Credit card variant

Joining fee

LIC Titanium Credit Card

NIL

LIC Platinum Credit Card

NIL

LIC Signature Credit Card

NIL

LIC Gold EMV Cards

NIL

LIC Platinum EMV Cards

NIL

An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.

An LIC credit card brings customers into a world of exceptional privileges and unbeatable benefits. Starting from complimentary insurance, rewards program, add-on cards, MasterCard and Visa privileges, fuel surcharge waiver and a LIC credit card carries all the requirements to help customers make hassle-free purchases.

An LIC credit card offers a plethora of privileges ranging from lifestyle, travel, dining, shopping, entertainment and health. Additionally, card holders can also get complimentary insurance cover for their credit cards and get rewarded with an exceptional loyalty program.

credit card CTA button

Features of LIC Credit Cards

  1. Fuel surcharge waiver: Get 1% fuel surcharge waiver at fuel pumps in the country (transactions between Rs.400 and Rs.4000.
  2. Easy EMI conversion: Any purchase transaction above a value of Rs.2500 can be converted into a monthly installment and repaid at low interest rates. Customers have to place this request within 20 days of making the purchase.
  3. Balance transfer: LIC customers can easily transfer the outstanding balance from another bank's credit card to an LIC credit card. LIC offers attractive interest rates for a balance transfer and customers can choose from two plans that are available.
  4. Add-on cards: Up to three add-on cards can be taken by primary credit card holders for their family inclusive of spouse, parents, parents-in-laws, siblings and children below the age of 15.
  5. Insurance: Signature credit card users can enjoy complimentary lost card liability insurance for an amount up to their credit limit, up to a maximum of Rs.5, 00, 000. This lost card liability cover protects card users against any fraudulent transactions when their credit cards have been lost or stolen.

Features & Benefits of Top LIC Credit Cards

LIC Titanium Credit Card

  1. With LIC Titanium Credit Card earn 2 reward points every time you spend Rs.100 on LIC premium payments and on foreign currency.
  2. Get 1 reward point on every Rs.100 you spend on all other categories except fuel, EMI transactions, and wallet load.
  3. The card comes with complimentary lost card liability insurance cover.
  4. Avail 1% fuel charge waiver at all fuel pumps across the country.

LIC Platinum Credit Card

  1. Get personal accident cover of Rs.3 lakh and air accidental insurance of Rs.1 crore with LIC Platinum Credit Card.
  2. Earn 2 reward points for every Rs.100 spent on LIC premium payments and on foreign currency.
  3. Get 1 reward point on every Rs.100 you spend on all categories except EMI transactions, wallet load and fuel.
  4. 1% fuel surcharge waiver for transactions between Rs.400 and Rs.4,000.

LIC Signature Credit Card

  1. With LIC Signature Credit Card enjoy complimentary access to select airport lounges within the country.
  2. 1% fuel surcharge waiver across all fuel pumps in India.
  3. Complimentary lost card liability insurance cover.
  4. Get personal accident cover of Rs.5 lakh and air accidental insurance of Rs.1 crore.
  5. The card comes with purchase protection cover.
  6. Earn 2 reward points for every Rs.100 spent on LIC premium payments and on foreign currency and 1 reward point on every Rs.100 you spend on all other categories except fuel, wallet load, and EMI transactions.

LIC Gold EMV Credit Card

  1. Earn 1 reward point for every time you spend Rs.150 using LIC Gold EMV Credit Card.
  2. Cash withdrawal allowed up to 10% of the credit limit.
  3. No joining, annual and renewal fees.
  4. Three add-on cards can be availed.
  5. Personal accident insurance of Rs.1 lakh.

LIC Platinum EMV Credit Card

  1. Earn 1 reward point for every Rs.150 you spend using LIC Platinum EMV Credit Card.
  2. Interest free credit period ranges between 15 to 45 days
  3. There is no joining, annual and renewal fees for the card
  4. Comes with personal accident insurance and purchase protection

Eligibility Criteria and Documents Required for LIC Credit Cards

Credit card variant

Documents Required

Eligibility (net income p.a.)

LIC Titanium Credit Card

  1. Salary slip of Rs.25,000
  2. Address proof
  3. ID proof
  4. Colour photograph
  5. Copy of PAN

Rs.3 lakh or more

LIC Platinum Credit Card

  1. Salary slip of Rs.42,000
  2. Address proof
  3. ID proof
  4. Colour photograph
  5. Copy of PAN

Rs.5 lakh or more

LIC Signature Credit Card

  1. Salary slip of Rs.1.25 lakh
  2. Address proof
  3. ID proof
  4. Colour photograph
  5. Copy of PAN

Rs.15 lakh or more

LIC Gold EMV Credit Card

  1. Last 3 months' salary slip
  2. Income tax return
  3. Address proof
  4. ID proof

Rs.1.8 lakh or more

LIC Platinum EMV Credit Card

  1. Last 3 months' salary slip
  2. Income tax return
  3. Address proof
  4. ID proof

Rs.3 lakh or more

credit card CTA button

How to Apply for LIC Credit Cards

You can apply for a credit card for LIC in different ways. They are:

By visiting the LIC office

  1. You can avail a LIC credit card by visiting the LIC office. You need to fill up the application form, submit the required documents and follow the process mentioned by the official.

Applying online

  1. Another way to apply for a LIC credit card is through the official website. You need to enter the details like name, email, address and submit the application.

How to Check LIC Credit Cards Status

There are two ways through which you can check LIC credit cards application status. They are - by calling the customer card cell or by visiting a branch office. To check the status by reaching out to the customer care executives, you need to call at the toll-free number 1800 22 6606 and provide the application number. On doing so, the person will update the status of the application. In case, you are visiting a branch office, you will get to know the status of the application on providing the application number provided at the time of application.

Bill Payments on LIC Credit Cards

Credit card bill payments for LIC credit cards can be made either online or offline. Online payment of credit card bills can be made using different channels like LIC cards website, axis mobile application, online payment from other bank account, visa money transfer or NEFT. In case, offline methods is selected, you need to make the payment through cash or cheque.

LIC Credit Card Customer Care

LIC credit card users can contact the LIC credit card customer care for any unresolved query via call, email and SMS. Here are the details:

  1. LIC Credit Card Customer Care Toll Free Number: 1800 233 1100
  2. LIC Credit Card Customer Care Email ID: liccards@axisbank.com, nodal.officer@axisbank.com
  3. LIC Credit Card Customer Care Mail Address for Any Grievances: Mr. Ashok Ramakrishnan, Nodal Officer, LIC Cards Support, Axis Bank Ltd., 5th Floor, NPC1 Building No. 1, Gigaplex Plot - IT5 MIDC, Airoli Knowledge Park, Airoli, Navi Mumbai - 400 708

FAQs on LIC Credit Cards

  • If have an LIC policy and don't live in India, can I get an LIC credit card?

    No, you have to be a resident of India to get an LIC credit card.

  • Am I allowed to apply for an LIC credit card if I do not have an LIC policy?

    LIC credit cards are only issued to LIC policy holders and to LIC agents. So, if you want to get an LIC credit card, you need to have an LIC policy.

  • Am I allowed to increase my credit limit on an LIC credit card?

    If you want to spend more than the amount of your credit limit, you can always increase your credit card's limit by 30% of the credit limit.

  • When can I get LIC credit card statement?

    You will get your LIC credit card statement by the end of your billing cycle. You will have to make the payment within 15 to 20 days of your statement being generated.

  • Is it necessary to have LIC policy in my name to avail LIC Gold or platinum EMV cards?

    Yes, you must have at least one in-force or fully paid up non-single premium LIC policy in your name which has completed at least three years till the date of application.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.