West Bengal Student Credit Card

Eligibility Criteria for West Bengal Student Credit Card

To apply for the West Bengal Student Credit Card, students must meet the following eligibility criteria:

1. You should be an Indian national who has lived in West Bengal for the last ten years.
2. You must be aged 40 years and below.
3. You must have enrolled for higher education in schools, colleges, universities, madrasahs, and other academic institutions such as IIMs, IIESTs, IITs, NLUs, NITs, etc., in India or overseas.
4. You must enroll in a coaching institute to prepare for competitive examinations such as IAS, Medicine, Engineering, SSC, IPS, and others.

Documents Required for West Bengal Student Credit Card

The following documents are required to apply for a West Bengal Student Credit Card:

1. Coloured photographs of the applicant and co-applicant
2. Aadhaar card
3. Class 10th registration number
4. Income certificate
5. PAN card of the applicant and co-applicant
6. Bank details of the applicant and co-applicant
7. Address proof of the co-applicant
8. Fee details
9. Course details

Note: You might be asked to provide a few additional documents for verification along with the ones listed above.

Steps to Apply for West Bengal Student Credit Card

pplication process for West Bengal Student Credit Card is divided into two stages. Firstly, you need to register as a student on the official portal. Once you have successfully registered, you can proceed with the online application.

The process for registration

1. Visit https://wbscc.wb.gov.in/ and click on 'Student Registration.'
2. Enter your basic information, including your name, gender, date of birth, etc.
3. Enter the institution's name, state, and district.
4. Enter the name and type of programme.
5. Enter your mobile number and email address.
6. Provide a strong password and re-enter it.
7. Click on the 'Register' option.
8. You will receive an OTP on your registered mobile number. Enter the OTP to complete the verification.

When you complete registering, you will receive a unique ID. All future communication about the West Bengal student credit card will be conducted using this ID.

The process for apply online

1. Visit https://wbscc.wb.gov.in/ and log in to your account.
2. Verify your name, registration number, and contact information on the dashboard.
3. Click on 'Apply Now.'
4. Enter the requested personal information such as your name, co-borrower/legal guardian's name, father's name, date of birth, etc.
5. If you don't have a PAN card or an Aadhaar card, you must select 'No' for both. An Undertaking Document has to be downloaded, filled, and submitted in this situation.
6. Enter the details of the co-borrower like their address, occupation, and more.
7. Provide your current and permanent address information.
8. Provide your course information like the course fee, commencement year, loan amount, etc.
9. Enter your bank details as well as the co-borrower's.
10. Click on 'Edit Loan Application' to make modifications to the application.
11. Click on 'Save & Continue' to proceed without making any changes.
12. Upload scanned copies of the requested documents.
13. Authorise the application by clicking the 'Save & Continue' button.
14. Verify your application details before clicking the 'Submit Application' option.
15. Confirm your request for submission.

After the application has been verified, the Higher Education Department of West Bengal will send it to the bank for credit card issuance and loan approval. A physical card will be issued by the bank in accordance with Reserve Bank of India (RBI) guidelines.

How to Track West Bengal Student Credit Card Application Status

eps to track the application status of your West Bengal Student Credit Card are mentioned below:

1. Visit https://wbscc.wb.gov.in/.
2. To log in, enter your registration number and password.
3. Enter the captcha displayed on the screen.
4. The status of your loan application will be displayed on the dashboard.

The bank will return the loan application to you in case of any discrepancies. You can verify and resubmit your application by clicking on the 'Edit Loan Application' option.

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