Shoppers Stop HDFC Bank Credit Card

With the Shoppers Stop HDFC Bank Credit Card, you can earn First Citizen Points when you use the credit card at Shoppers Stop outlets. This is a lifetime free credit card.

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Key Highlights of the Shoppers Stop HDFC Bank Credit Card

  1. You get free Shoppers Stop membership.
  2. You get a Shoppers Stop voucher worth Rs.500.
  3. You get 6 First Citizen Points when you spend on Shoppers Stop private label brands. This is capped at 500 First Citizen Points every month.
  4. Get 1% waiver on the fuel surcharge when you use the Shoppers Stop HDFC Bank Credit Card to buy fuel at any fuel station in India.
  5. You earn 2 First Citizen Points on other spends at Shoppers Stop brands.
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Features and Benefits of the Shoppers Stop HDFC Bank Credit Card

Welcome benefits:

  1. You get free Shoppers Stop membership
  2. You get a Shoppers Stop voucher worth Rs.500.
  3. You can redeem the voucher when you spend Rs.5,000 on Private Label brands.

Reward points benefits:

  1. You get 6 First Citizen Points when you spend on Shoppers Stop private label brands. This is capped at 500 First Citizen Points every month.
  2. You earn 2 First Citizen Points on other spends at Shoppers Stop brands.

Milestone benefits:

  1. You get 2,000 First Citizen Points when you spend Rs.2 lakh every year.

Fuel benefits:

  1. Get 1% waiver on the fuel surcharge when you use the Shoppers Stop HDFC Bank Credit Card to buy fuel at any fuel station in India.
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Fees and Charges of the Shoppers Stop HDFC Bank Credit Card

These are fees and charges of the credit card:

Particulars

Amount

Type of charge

Fee

Cash advance fee

2.5% of amount withdrawn, or Rs.500, whichever is higher

Overlimit charges

2.5% of amount withdrawn, or Rs.600, whichever is higher

Cash processing fee

Rs.100

Reissue of lost card

Rs.100

Foreign currency mark-up fee

3.5%

Late Payment Charges

  1. Less than equal to Rs.100 - Nil
  2. Rs.101 to Rs.500 - Rs.100
  3. Rs.501 to Rs.1,000 - Rs.500
  4. Rs.1,001 to Rs.5,000 - Rs.600
  5. Rs.5,001 to Rs.10,000 - Rs.750
  6. Rs.10,001 to Rs.25,000 - Rs.900
  7. Rs.25,001 to Rs.50,000 - Rs.1100
  8. More than Rs.50,000 Rs.1300

FAQs on Shoppers Stop HDFC Bank Credit Card

  • What are Shoppers Stop First Citizen Points?

    Shoppers Stop First Citizen Points are an exclusive rewards only for Shoppers Stop HDFC Bank Credit Cardholders. You earn points on online transactions through your Shoppers Stop HDFC Bank Credit Cards on major categories like Fashion & Beauty.

  • What is the cap for the reward points I can earn?

    You get 6 First Citizen Points when you spend on Shoppers Stop private label brands. This is capped at 500 First Citizen Points every month.

  • What is the cash processing fee of the credit card?

    The cash processing fee of the credit card is Rs.100.

  • Are there milestone benefits with the credit card?

    Yes, you get 2,000 First Citizen Points when you spend Rs.2 lakh every year.

  • What is the validity for the Shoppers Stop First Citizen Points?

    The validity of Shoppers Stop First Citizen Points is for 2 years.

  • Can I redeem the Shoppers Stop First Citizen Points earned on Online Purchases?

    Yes, you can redeem the points earned on Shoppers Stop HDFC Bank Credit Card via online.

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