SBI PRIME Advantage Credit Card

Welcome Benefits

Get an e-gift voucher of Rs.3,000 from one of these brands: Hush Puppies, Bata, Shoppers Stop, Yatra.com, and Pantaloons.

Milestone Benefits

1. Get a waiver of renewal fee on an annual spend of Rs.3 lakh.
2. E-voucher worth Rs.7,000 from Pantaloons/Yatra.com when you spend Rs.5 lakh.
3. Pizza Hut e-voucher of Rs.1,000 when you spend Rs.50,000 in one calendar quarter.

Reward Benefits

1. 20 reward points every time you spend Rs.100 on Utility Bills.
2. 10 reward points per Rs.100 on groceries, dining, movies, and departmental stores.

Trident Privilege Membership Benefits

1. Free Trident Privilege Red Tier Membership with this card.
2. 1,500 bonus points on your first stay and also additional Rs. 1,000 as hotel credit.
3. 1,000 welcome points on registration.

Club Vistara Membership Benefits

1. Free Club Vistara Silver Membership.
2. 9 Club Vistara Points for every Rs.100 that you spend on all Vistara flights.
3. 1 free lounge Voucher and also 1 upgrade voucher.

Airport and Lounge Benefits

1. 8 free visits per in one year to all Domestic VISA/Mastercard lounges in the country.
2. 4 free visits every year to International Priority Pass Lounges (outside India and a maximum of 2 visits every quarter).

Birthday Benefits

1. 20 reward points every time you spend Rs.100 on your birthday.

Mastercard/Visa Benefits

1. 4 free rounds on Green Fees every year.
2. 1 free golf lesson every month at a few select courses in the country.
3. Benefits across 900 luxury hotels in the world.
4. Get savings of 10% off on all Hertz car rentals.
5. 35% discounts on all Avis Car Rentals.

Annual Fee

Rs.2,999

Renewal Fee

Rs.2,999

Finance Charges

Up to 3.35% monthly

Add-On card fee

Nil

Cash advance fee

2.5% of the amount withdrawn or Rs.500 (Domestic ATMs) 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance Charges

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

1. From Rs.0 to Rs.500 - Nil
2. More than Rs.500 up to Rs.1,000 - Rs.400
3. More than Rs.1,000 up to Rs.10,000 - Rs.750
4. More than Rs.10,000 up to Rs.25,000 - Rs.950
5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
6. More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%