Reliance SBI Card PRIME

State Bank of India (SBI) has introduced two new credit cards by partnering with Reliance and one such card is Reliance SBI Card PRIME that comes at a fee of Rs.2,999 plus GST annually. 

Reliance SBI Card PRIME comes with lots of features and benefits. This card provides ten reward points on every Rs.100 on any Reliance Stores across the country.  Cardholders will also get Reliance Vouchers worth Rs.3,000 and other extra discount vouchers for brands like Jio Mart, AJIO, as well as Zivame. A joining and renewal fee of Rs.2,999 is charged by the bank for this card. However, this renewal fee gets waived off if your yearly spending reaches Rs.3 lakhs.

Key Highlights of Reliance SBI Card PRIME

The features of Reliance SBI Card PRIME are given in the table below:

Features

Details

Contactless advantage

Simplifies the process of purchase by waiving the card, thereby ensuring fast, convenient and safe transaction by reducing the risk of card loss and fraud.

Global acceptance

Acceptable in over 24 million outlets across the globe, including 3,25,000 outlets in India (any outlet that accepts Visa or MasterCard).

Add-on card

Offers add-on cards to spouse, parents, children or siblings who are above 18 years of age.

Utility bill payment facility

Offers Easy Bill Pay facility that allows customers to make payment for electricity, mobile, telephone and other utility bill payment.

Balance transfer on EMI

Enables customer to transfer the outstanding balance to Reliance SBI credit card from of other banks’ credit cards in the form of EMI at a low interest rate.

Cash on the go

Allows cash withdrawal from over one million MasterCard and Visa ATMs across the globe.

Apply Reliance SBI Prime Credit Card Online

Rewards and Benefits

Reward and benefits

Details

Welcome Benefit

  1. On payment of joining fees, the card offers Reliance Retail voucher worth of Rs.3,000.
  2. Offers additional discount voucher worth Rs.11,999 of various participating Reliance Retail Stores.

Note: After 45 days of payment of joining fees, the voucher shall be delivered.

Milestone Benefit

  1. On spending Rs.3 lakh annually in previous years, the card offers renewal fee waiver.
  2. On annual spends of Rs.75,000, Rs.1.50 lakh, and Rs.3 lakh at participating Reliance Retail Stores, the card offers Rs.1,500, Rs.2,250, and Rs.5000, worth Reliance Retail Voucher, respectively.

Reward Benefit

  1. The card offers 10 reward points per Rs.100 spent on the participating Reliance Retail stores.
  2. Per Rs.100 spent on dining, domestic airlines, movies and entertainment, and international spend, the card offers five reward points.
  3. Per Rs.100 spent on other retail purchases; the card offers two reward points.

Entertainment Benefit

Cardholders will get one movie ticket worth Rs.250.

Lounge benefit

  1. The card offers eight complimentary domestic airport lounge access per calendar year.
  2. Four complimentary International Airport Lounges per calendar year.

Fuel Surcharge

For transactions between Rs.500 and Rs.4,000, the card offers a 1.00% fuel surcharge waiver.

Fees and Charges

The following are the fees and charges of Reliance SBI Card PRIME: 

Types of fees

Charge

Annual Fee

Rs.2,999 plus GST

Renewal Fee

Rs.2,999 plus GST. Fee waived if annual spending for the last year is greater than or equal to Rs.3 lakh

Add-on Fee

Nil

Cash Advance Fee

2.5% of the amount withdrawn or Rs.500 (Domestic and international ATMs).

Finance Charges

3.75% per month or 45% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Cash payment fee

Rs.199 to Rs.250

Late payment

From Rs.0 to Rs.500 - NilMore than Rs.500 up to Rs.1,000 - Rs.400More than Rs.1,000 up to Rs.10,000 - Rs.750More than Rs.10,000 up to Rs.25,000 - Rs.950More than Rs.25,000 up to Rs.50,000 - Rs.1,100More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Card Replacement

Rs.100 to Rs.250

Reliance SBI Card PRIME Transaction Offers

Discount Offers 

The following table mentions the discount offers which can be availed only once:

Brand

Discounts

Reliance Trends

Discount of 10% which is a maximum up to Rs.750 per month.

Zivame

Discount of 5% which is a maximum up to Rs.100 per month.

Ajio

Discount of 5% which is a maximum up to Rs.1000 per month on order above Rs.2,999.

Azorte

Discount of 10% which is a maximum up to Rs.1000 per month on order above Rs.7000.

Reliance jewels

Discount of 2% on making charges of gold and 2% on diamond invoice value which is twice per month. 

Urban Ladder

Discount of 5% which is a maximum up to Rs.750 per transaction.

Coverstory

Discount of 10% which is a maximum up to Rs.1000 per month.

Cashback Offers

Brand Name 

Cashback 

Maximum Cashback 

Jio Mart 

5% cashback 

Rs.1,000 per month 

RelianceOne Offers

Brand Name 

Offers 

Groceries 

One Reliance Points on every Rs.200 spent 

Fashion Factory 

Extra one Reliance Point on every Rs.200 spent 

How to Apply for Reliance SBI Card PRIME?

Given below are the steps to apply for Reliance SBI Card PRIME:

  1. Visit the official website.
  2. Click on the ‘Apply Now’ button. 
  1. You will be redirected to a new page.
  2. Next, click on the ‘Start Apply Journey’ button.
  3. Then, enter your personal details, professional details, and Know Your Customer (KYC) details.
  4. Finally, click on submit to complete the application process.

Eligibility Criteria

Given below are the eligibility criteria to apply for the Reliance SBI Card PRIME:

  1. An applicant should be at least 21 years of age and a maximum of 70 years of age.
  2. They should be salaried or self-employed.
  3. The applicants must have a regular source of income.
  4. A good credit score is another eligibility factor.

Note: Contact the bank to know more details about the eligibility criteria, specifically about Reliance SBI Card PRIME.

Documents Needed

You need to submit the copies of the following documents to apply for Reliance SBI Card PRIME:

  1. Permanent Account Number (PAN) card
  2. Aadhar card
  3. Voter ID card
  4. Bank account details
  5. Passport size photographs
  6. Other income documents, such as income tax return, salary slip, etc.

FAQs on Reliance SBI Card PRIME

  • Can I get a Flexipay facility in my Reliance SBI Card PRIME?

    Yes, Reliance SBI Card PRIME comes with a Flexipay facility.

  • Is it possible to apply for the Reliance SBI Card PRIME online?

    Yes, Reliance SBI Card PRIME can be applied online.

  • How much should I pay annually for Reliance SBI Card PRIME?

    You need to pay Rs.2,999 plus GST (Goods and Services Tax) annually for Reliance SBI Card PRIME.

  • When will I receive the RelianceOne points?

    You will receive RelianceOne point within 45 days of transaction.

  • How will I receive the cashback of my Reliance SBI Card PRIME?

    The cashback on your Reliance SBI Card PRIME will get credited in your JioMart wallet within 90 days of the transaction which can be redeemed on eligible products sold by Reliance Retail on JioMart.

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