Paytm SBI Credit Card

Annual Fee

Rs.499

Renewal Fee

Rs.499

Finance Charges

Up to 3.35% monthly

Add-On card fee

Nil

Cash advance fee

1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance Charges

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

1. From Rs.0 to Rs.500 - Nil
2. More than Rs.500 up to Rs.1,000 - Rs.400
3. More than Rs.1,000 up to Rs.10,000 - Rs.750
4. More than Rs.10,000 up to Rs.25,000 - Rs.950
5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
6. More than Rs.50,000 - Rs.1,300

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Proof of Address

1. Ration Card
2. Passport
3. Voter ID
4. Aadhaar Card

Income Proof

1. Form 16
2. IT Returns
3. Salary Slip

Identity Proof

1. Driving licence
2. Passport
3. Aadhaar Card