What is the maximum fuel surcharge waiver I can get with the credit card?

You can get a maximum of Rs.300 as a fuel surcharge waiver.

Are there over limit charges for the card?

Yes, 2.5% of over limit amount (subject to minimum of Rs.500).

Is there a renewal fee for the card?

No, there is no renewal fee for the card.

LIC CSL IDBI Lumine Platinum Credit Card

IDBI Bank LIC CSL Co-branded Lumine Platinum Credit Card offers you reward points for regular spends. It is a Co-branded credit card launched by LIC in partnership with IDBI Bank. You can use the card in India and abroad. There is no joining or annual fee.

Looking for your first credit card? Apply here!

Key Highlights of IDBI Lumine Platinum Credit Card

You will earn 3 reward points for every Rs.100 you spend.
You get Credit Shield Cover.
You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.

Features and Benefits of LIC CSL IDBI Lumine Platinum Credit Card

Reward points benefits:

You will earn 3 reward points for every Rs.100 you spend.
You get a welcome gift of 1,000 reward points when you spend Rs.10,000 within 60 days from the card being issued.

Insurance benefits:

You get a Personal Accidental Death Insurance cover of Rs.2 lakh.
You get Credit Shield Cover.

Fuel benefits:

You get a 1% fuel surcharge waiver when you spend between Rs.400 and Rs.4,000 on fuel spends.

Zero Lost Card Liability:

In case of loss of IDBI Lumine Platinum Credit Card, report it immediately at IDBI Credit Card Customer Care.

Looking for your first credit card? Apply here!

Fees and Charges of IDBI Lumine Platinum Credit Card

Type of Charge	Fee
Joining fee	NIL
Annual fee	NIL
Renewal Fee	NIL
Interest on revolving credit	3.4% per month
Cash advance fee	2.5% of transaction fee or Rs.500 whichever is higher
Interest on cash advance	Rs. 500 - NIL Rs. 500 to Rs.5,000 - Rs.400 Rs.5,000 to Rs.10,000 - Rs.500 Rs.10,000 to Rs.20,000 - Rs.750 Rs.20,000 & Above - Rs.950
Over limit charges	2.5% of over limit amount (subject to minimum of Rs.500)
Cheque/auto debit return fee	Rs.500
Cash deposit charges at IDBI Bank branches	Rs.200
Duplicate statement request	Rs.100 (over 3 months old)
Card replacement fee	Rs.200
Foreign currency transaction fee	Foreign currency transactions
Reward points redemption fee	Rs.99
Balance transfer charges	1.5% of the amount or Rs.199, whichever is higher
Card closure charge	Rs.999 (if closed within one year of the card being issued)

How to Apply for IDBI Lumine Platinum Credit Card

You can apply for LIC CSL IDBI Lumine Platinum Credit Card by

Calling to IDBI Bank Credit Card Customer Care
Visiting Nearest IDBI Bank Branch

Looking for your first credit card? Apply here!

Credit cards make payments easy for all expenses online and offline while offering various benefits

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FAQs on LIC CSL IDBI Lumine Platinum Credit Card

What is the maximum fuel surcharge waiver I can get with the credit card?
You can get a maximum of Rs.300 as a fuel surcharge waiver.
Are there over limit charges for the card?
Yes, 2.5% of over limit amount (subject to minimum of Rs.500).
Is there a renewal fee for the card?
No, there is no renewal fee for the card.

Types of Credit Card

Credit Card by Banks

Articles on Credit Card

Credit Card Customer Care

Credit Card Bill Payment

Credit Card Eligibility

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