Kotak Myntra Credit Card

1. Instant discount of 7.5% on Myntra Platforms
2. Offers unlimited cashback of 1.25% across all categories 
3. Provides access to Myntra Insider Membership 
4. Provides complimentary domestic lounge access per quarter
5. Offers milestone benefits of two complimentary PVR tickets every quarter worth Rs.250 on spending over Rs.50,000 

1. On spending Rs.2 lakh in the previous anniversary year offers annual fee waiver of Rs. 500 
2. On transactions that range between Rs.500 and Rs.3,000, offers fuel surcharge waiver of 1.00% on fuel 
3. Maximum fuel surcharge waiver in each anniversary year offered is Rs.3,500 
4. Offers activation benefit after completion of one transaction worth Rs.500 or within 30 days of issuance of the card 
5. Within 30 days of card activation, Myntra voucher will be provided to the customer via SMS or email to avail a discount of Rs.500 on Myntra cart 

1. For transactions less than Rs.2,000 will not be accrued for cashback for UPI on Credit Card transactions 
2. Spendings across on all preferred partner merchants, customers can avail themselves of a maximum cashback of Rs.1,000 per statement cycle 

Myntra Insider Membership with Kotak Myntra credit card

The Kotak Myntra Credit Card includes complimentary Myntra Insider membership, offering several perks such as free shipping, early access to sales, exclusive offers, savings, and the ability to earn supercoins. Here are the key details:

1. Upon card issuance, you will be automatically enrolled as a Myntra Insider Select member.
2. Enrollment in the Myntra Insider Program will be completed within 7 days of receiving the card.
3. To maintain your Insider membership, you must spend at least Rs.7,000 and place 5 orders on Myntra each year.

Benefits of the Myntra Insider Program

The following is the list of exclusive benefits under Myntra Insider Program for Kotak Myntra credit card:

• Under the Myntra Insider Program, all customers will be onboarded as Select Members
• Offers various benefits, such as:
  • Early access to sale events
  • Free shipping
  • Exclusive offers and savings
  • Earning Supercoins, etc.
• To maintain the insider tier, customers need to place five orders and spend minimum of Rs.7000 on the Myntra shopping platform.
• Customer on receiving the card within seven days will be onboarded on the Myntra Insider Program.

Milestone Program

Here are eligible scenarios for the milestone program of Kotak Myntra credit card:

1. For total quarterly spending of Rs.75,000 in April, May, and June quarter the spending limits are:

Wallet Category: Rs.5000

Rent category: Rs.5000

Fuel category: Rs.5000

Total exclusion spendings: Rs.15,000

Eligible spending: Rs.60,000

The scenario is eligible for milestone program as the eligible spending is more than Rs.50,000.

1. For total quarterly spending of Rs.75,000 in April, May, and June quarter the spending limits are:

Wallet Category: Rs.1000

Rent category: Rs.15,000

Fuel category: Rs.15,000

Total exclusion spendings: Rs.31,000

Eligible spending: Rs.44,000

The scenario is not eligible for the milestone program as the total eligible spending is less than Rs.50,000.

Additional Benefits of the Kotak Myntra credit card

The Myntra Kotak Credit Card also offers thebelow listed rewards and perks:

1. Activation Benefit: Receive a Myntra voucher worth Rs.500 upon completing your first transaction of Rs.500 or more within 30 days of card issuance.
2. Movie Tickets: Get 2 complimentary PVR movie tickets every quarter when you spend Rs.50,000 or more in that quarter.
3. Lounge Access: Enjoy 1 complimentary domestic lounge access per quarter.
4. Fuel Surcharge Waiver: Avail of a 1% fuel surcharge waiver (up to Rs.3,500 per year) on transactions between Rs.300 and Rs.3,000.

Contactless Experience offered by Kotak Myntra credit card:

Here are more details about contactless experience of Kotak Myntra credit card:

1. Enables transaction of up to Rs.5000 without PIN by just tapping the card on reader
2. The card ensures protection from unauthorised transactions due to its payment interface supported by multiple layers of security

1. Contactless transaction reduces the risk of counterfeiting or loss of the credit card

Eligibility Criteria to Apply for Kotak Myntra Credit Card 

The following are the eligibility criteria to apply for Kotak Myntra credit card: 

1. The applicant should be a resident of India. 

1. The applicant should be at least 18 years old, up to 65 years. 

1. The add-on card holder should be at least 18 years of age.

Fees and Charges on Availing Kotak Myntra Credit Card 

The following is the list of fees and other charges related to Kotak Myntra credit card:

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