Kotak Ka-ching 6E Reward Credit Card

The Kotak IndiGo Ka-ching 6E Rewards Credit Card offers numerous travel perks, particularly when booking IndiGo flights. You can earn reward points on everyday purchases such as dining, groceries, and entertainment. This credit card comes with a joining fee of Rs. 700.

Key Highlights of Kotak Ka-ching 6E Reward Credit Card

  1. Receive a welcome ticket valued at Rs. 1,500.
  2. Enjoy 6E Prime add-ons worth Rs. 1,099, including priority check-in, seat selection, assistance, and a complimentary meal.
  3. Earn a complimentary IndiGo air ticket by completing three transactions per month for the first three months.

Features & benefits of Kotak Ka-ching 6E Reward Credit Card

Mentioned below are the features and benefits of the Kotak Ka-ching 6E Reward Credit Card

Welcome Offer of Kotak Ka-ching 6E Reward Credit Card

  1. You will receive a welcome ticket worth Rs. 1,500.
  2. You can enjoy 6E Prime add-ons valued at Rs. 1,099, including priority check-in, seat selection, assistance, and complimentary meal.
  3. Get a complimentary IndiGo air ticket after completing three transactions per month for the first three months. This ticket can be redeemed for the base fare when booking via the IndiGo website or mobile app in Indian Rupees.
  4. The complimentary ticket will be credited to your IndiGo membership account within 45 days of meeting eligibility requirements.
  5. The welcome benefits are subject to the payment of the joining fee and will not be available if the fee is waived.

Flight Benefits of Kotak Ka-ching 6E Reward Credit Card

  1. Redeem reward points earned on transactions using your IndiGo Credit Card to book flight tickets.

Reward Benefits of Kotak Ka-ching 6E Reward Credit Card

  1. Platinum (6E Rewards Card): Earn 3% on IndiGo transactions, 2% on entertainment, dining, and grocery spending, and 1% on all other transactions (excluding rent, wallet, education, and government spending).

Welcome Benefit of Kotak Ka-ching 6E Reward Credit Card

  1. Platinum (6E Rewards Card): Get a welcome ticket voucher worth Rs. 1,500 and 6E Prime add-ons worth Rs. 899 (includes a complimentary meal, quick baggage access, and seat selection).

6E Rewards for Kotak Ka-ching 6E Reward Credit Card

  1. Welcome benefits can be availed after the annual fee is paid and are valid for six months from the issuance date.
  2. A complimentary IndiGo air ticket can be redeemed toward the base fare after completing three transactions each month for the first three calendar months. The ticket can be used for bookings made in Indian Rupees on the IndiGo website or mobile app.
  3. 6E Rewards are earned on every Rs. 100 spent, excluding group, corporate, SME, and agent bookings with IndiGo.
  4. No 6E Rewards will be earned on prepaid payment instrument loads.
  5. 6E Rewards earned with the Kotak IndiGo Ka-ching 6E Rewards Credit Card are valid for 24 months from issuance, while bonus 6E Rewards from specific campaigns are valid for six months.
  6. To view and redeem your 6E Rewards points, visit the IndiGo 6E Rewards website.

Redemption of Points Earned on Kotak IndiGo Ka-ching 6E Rewards Credit Card

Reward Type

Percentage

Reward points you earn when you book IndiGo tickets

3%

  1. Dining
  2. Grocery
  3. Entertainment

2%

Reward points earned on spends made on other categories

1%

Eligibility Criteria to Apply for the Kotak IndiGo Ka-ching 6E Rewards Credit Card

  1. If you are a primary cardholder, you should be between 21 years and 65 years of age.
  2. An add-on credit cardholder should be 18 years old or more.
  3. You should be a resident of India in order to apply for the credit card.

Fees and Charges of the Kotak IndiGo Ka-ching 6E Rewards Credit Card

Particulars

Amount or Details

Joining Fees

Rs. 700

Annual Fees

Rs. 700

First-year Annual Fee Waiver Condition

NA

Second-year Annual Fee Waiver Condition

NA

Addon Card Fees

NA

Interest Charges on Outstanding Balances

3.50% (Annualized 42%)

Minimum Amount Due (MAD)

5% or 10% of TAD, as decided by the Bank

ATM Cash Withdrawal, Fund Transfer, Cash Advance

Max of (2.5% on advance amount or Rs. 500) per Rs. 10,000

Late Payment Charges (LPC)

  1. Rs. 100 (o/s ≤ Rs. 500)
  2. Rs. 500 (o/s Rs. 500.01 to Rs. 10,000)
  3. Rs. 700 (o/s > Rs. 10,000)

Over Limit Charge

Rs. 500

Cheque Bounce Charges

Rs. 500

Foreign Currency Markup

3.5%

Railway Booking Surcharge

1.8% or 2.5% on transaction amount

Fuel Surcharge

Applicable

Fee for Cash Payment at Bank

Rs. 100

Outstation Cheque Processing Fee

Waived

Reissue Card or Replacement Card

Rs. 100 per issuance

Charge Slip Request

Waived

ATM Machine Surcharge

Waived

Balance Enquiry Charges at Non-Parent Bank ATM

Waived

Duplicate Statement Request

Waived

Web Pay Service Fee

Waived

Note: GST and applicable taxes are charged as per the rates approved in the Finance Act on all interest, fees, and other charges levied on your credit card.

FAQs on Kotak IndiGo Ka-ching 6E Rewards Credit Card

  • Are there any fuel surcharge benefits that come with the credit card?

    Yes, the Kotak IndiGo Ka-ching 6E Rewards Credit Card does offer fuel surcharge benefits. You can call the bank's customer care at 18602662666 to get more details.

  • Is there any spend-based annual fee waiver for the credit card?

    No, there is no spend-based annual fee waiver for the credit card.

  • What is the welcome offer for the Kotak Ka-ching 6E Rewards Credit Card?

    You will receive a welcome ticket worth Rs. 1,500 and enjoy 6E Prime add-ons valued at Rs. 1,099, which include priority check-in, seat selection, assistance, and a complimentary meal.

  • How can I earn a complimentary IndiGo air ticket?

    By completing three transactions per month for the first three months, you will earn a complimentary IndiGo air ticket. This ticket can be redeemed for the base fare when booking on the IndiGo website or mobile app in Indian Rupees.

  • When will the complimentary IndiGo air ticket be credited to my account?

    The complimentary ticket will be credited to your IndiGo membership account within 45 days of meeting the eligibility requirements. 

  • What rewards can I earn on transactions with the Kotak Ka-ching 6E Rewards Credit Card?

    For the Platinum variant, you can earn 3% on IndiGo transactions, 2% on entertainment, dining, and grocery spending, and 1% on all other transactions (excluding rent, wallet, education, and government spending).

  • How long are the 6E Rewards points valid, and how can I redeem them?

    The 6E Rewards points earned are valid for 24 months from issuance. Bonus 6E Rewards from specific campaigns are valid for six months. To view and redeem your points, visit the IndiGo 6E Rewards website.

Disclaimer
Display of any trademarks, tradenames, logos and other subject matters of intellectual property belong to their respective intellectual property owners. Display of such IP along with the related product information does not imply BankBazaar's partnership with the owner of the Intellectual Property or issuer/manufacturer of such products.