Indian Oil Kotak Credit Card

1. Annual Benefits: Get a waiver on the annual fee of Rs.499 on spending Rs.50,000 or above in the previous anniversary year.  

1. Fuel Surcharge Waiver: Get a waiver of 1% up to Rs.100 on fuel surcharge for transactions worth Rs.100 up to Rs.500.  

1. Insurance Benefits: This credit card also offers personal accident insurance cover of up to Rs. 2 lakhs. 

1. Reward Benefits: The Indian Oil Kotak credit card also offers reward points on categories listed below: 

1. On Indian Oil fuel spends using this credit card, you get 4% back as reward points. Get 24 reward points for every Rs.150 spent, with a cap of 1200 reward points in one statement cycle. 

1. On dining and grocery spending, you get 2% back as reward points. Get 12 reward points for every Rs.150 spent, with a cap of 800 reward points in one statement cycle. 

1. On all other spends you get 0.5% back as reward points. Get 3 reward points for every Rs.150 spent. 

1. You also earn 0.5% reward points on all UPI transactions made using your credit card, applicable across all spend categories, with 3 reward points for every Rs.150 spent. 

1. Concierge Benefits: Get personal concierge benefits for gift delivery, flower delivery, golf reservations, car rental, movie ticket booking, limousine referral and reservation, etc. 

1. Add-on card Benefits: You get a free add-on card with this credit card. Moreover, it comes with benefits similar to the primary card. 

1. Contactless Feature: This credit card comes with RuPay contactless feature, which means you are not required to enter a PIN to complete transactions up to Rs.5,000. 

Eligibility Criteria to Apply for Indian Oil Kotak Credit Card

The eligibility criteria to apply for the Indian Oil Kotak credit card are as listed below: 

1. The applicant should be a minimum of 18 years old and up to 60 years. 

1. The applicant should be an Indian resident. 

1. The add-on cardholder should be at least 18 years old or above.

Documents required to Apply for Indian Oil Kotak Credit Card

The documents required to apply for an Indian Oil Kotak credit card are as listed below: 

1. Valid Identity Proof: Aadhaar card, Passport, PAN card, etc. 

1. Valid Address Proof: Aadhaar card, Electricity bill, Water bill, etc. 

1. Valid Income Proof: Form 16, Salary Slips (not more than three months old), ITR, etc. 

1. Multiple copies of passport-sized photographs. 

Note: The above-listed documents are in general, and additional documents may be requested by the bank as per the requirements. 

Fees and Charges for Indian Oil Kotak Credit Card

The fees and charges for Indian Oil Kotak credit card are as listed below: