Indian Oil Axis Bank Premium Credit Card offered by Axis Bank is one of the many credit cards provided by the bank that offer value to customers.
This credit card consists of several exclusive benefits, interesting features and attractive fees and interest rates. On this page you will find all the required details such as eligibility criteria, benefits, and fees.
Exclusive benefits offered by the bank for the credit card are as follows:
The fees and charges to avail the credit card are as follows:
Category | Fees & Charges |
Joining and Annual fee | Rs. 1000 + GST (Annual fee can be waived off on spends above Rs.1 lakh) |
Add-On Card fee | No charge |
Cash Withdrawal fee | 2.5% on the amount withdrawn (Minimum amount charged is Rs.500) |
Financial Charges - Interest | 3.6% (52.86% annually) |
Late Payment Charges |
|
Return Payment Charge | 2% of the payment amount (Minimum – Rs.450 and Maximum is Rs.1,503) |
Fuel Transaction Charge | 1% + GST of Transaction Amount Surcharge is refunded for spends only at IOCL fuel outlets |
Rent Surcharge | 1% + GST capped at Rs.1,500 per transaction will be applicable on each rental transaction |
Over Limit Charge | 2.5% of the over limit amount (Minimum Rs.500, excluding fees, charges and taxes) |
Statement request | No charge (beyond three months) |
Reissuing of lost/stolen card fee | No charge |
Foreign Currency Transactions | 3.50% of the transaction value |
Dynamic Currency Conversion Markup |
|
Cash Deposit Fee | Rs.100 per deposit |
Reward Redemption Fee | No charge |
The eligibility criteria for availing an Indian Oil Axis Bank Premium Credit Card are as follows:
The required documents to avail an Indian Oil Axis Bank Premium Credit Card are as follows:
The joining fee and annual fee charged is Rs.1,000 + GST. However, annual fees can be waived off on spends above Rs.1 lakh.
The applicant must be an Indian resident and between 18 and 70 years of age.
Yes, two complimentary lounge access per quarter at certain domestic airports is provided under Indian Oil Axis Bank Premium Credit Card.
PAN Card photocopy or Form 60, income proof and residence proof are the required documents to avail the Indian Oil Axis Bank Premium Credit Card.
3.50% of the transaction value is charges for foreign currency transaction under Indian Oil Axis Bank Premium Credit Card.
Credit Card:
Credit Score:
Personal Loan:
Home Loan:
Fixed Deposit:
Copyright © 2025 BankBazaar.com.