ICICI Emeralde Credit Card

Lifestyle Benefits

1. 50% discount on the annual membership fee at Gold's Gym with your Emeralde credit card.
2. A discount of 30% given on the annual membership fee at Talwalkar's with this card.
3. Avail a 1+1 offer on beauty services offered at VLCC.
4. Get complimentary hair and scalp services at Richfeel worth Rs.1,000.
5. Get a discount of Rs.1,000 on minimum spends of Rs.1,000 at Kaya Skin Clinic.
6. Unlimited and complimentary access to spas at domestic airport lounges with Dreamfolks DragonPass membership.

Dining Benefits

1. Avail a discount of 15% on selected restaurants as a part of the Dining Delights Program.

Reward Point Benefits

1. 4 Payback points on every Rs.100 spent on all retail transactions.
2. 1 Payback point on every Rs.100 spent on other spends and utilities.

Entertainment Benefits

1. On purchasing one ticket, get a discount of Rs.750 on the second ticket.
2. This is valid on all movie and non-movie bookings made on BookMyShow.

Travel Benefits

1. Get a refund of up to Rs.12,000 on cancellations of hotel, flight or movie bookings.
2. Maximum of 2 cancellations allowed.
3. Get complimentary access to domestic lounges with the Dreamfolks DragonPass membership.
4. Complimentary access given for international airport lounges to the cardholder.
5. Free access to the airport and in-flight Wi-Fi services.
6. Air insurance coverage of Rs.3 crore.

Spend-based Benefits

1. 4 complimentary rounds of golf at participating golf courses in the world on spending Rs.50,000 in the first month.
2. With your Emeralde credit card, get a meal voucher from Trident Hotels worth Rs.7,500.
3. On spending Rs.2 lakh in the first 2 months, get a gift voucher worth Rs.5,000 from Da Milano.
4. The annual fee is waivered on spending Rs.15 lakh in a year.
5. The monthly membership fee is waivered on spending Rs.1 lakh in a month.

Annual Fee (one time)

Rs.12,000

Renewal Fee (per annum)

Rs.12,000

Chargeslip request

Rs.100 per request

Add-on Card Fee (per annum)

Nil

Finance Charges

3.4%

Cheque payment fee

Rs.100 per cheque

Cash advance fee

1.99% per annum on the advance amount

Overlimit charges

Nil

Foreign currency transaction

1.5%

Card Replacement Fee

Rs.100

Nationality

The applicant must be a citizen of India or a non-resident Indian.

Credit Score

A good CIBIL score is a major factor in getting the card application approved.

Employment status

He or she must be either be salaried or self-employed with a steady source of income.

Age

The primary applicant must be least 18 years old. The minimum age to apply for a card can be 21 years as well.

Income

For the Emeralde credit card, the primary cardholder must have a net monthly income of Rs.3 lakh.

Aadhaar Card

Form 16

Ration Card

Voter ID

IT Returns

Voter ID

Driving License

Salary Slips

Passport

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Aadhaar Card