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HSBC Premier MasterCard Credit Card

HSBC Premier MasterCard Credit Card holders can enjoy exemplary privileges on shopping, travel, dining and much more. Reach for the skies with a HSBC Premier MasterCard Credit Card, crafted exclusively to complement your exuberant lifestyle. With an exceptional rewards program, this card offers nothing but the best for Premier banking customers across the country.

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Features and Benefits of HSBC Premier MasterCard Credit Card

The main features and benefits of the HSBC Premier MasterCard Credit Card are mentioned in the table below:

Category

Details

International Privileges

  1. You will be a Premier customer across all the HSBC branches in the world.
  2. Assistance will be provided if you want to open an account abroad.
  3. Up to $2,000 will be provided as emergency encashment.

Family Banking

  1. Dedicated Relationship Manager.
  2. Parents, children, and spouse will be given Global Premier status.

Premier NextGen

When your child is 10 years old, a Premier Signature Debit Card will be provided.When your child is 18 years old, a Premier Mastercard Credit Card will be provided.

Welcome Offer

  1. EazyDiner Prime annual membership for free.
  2. Gift card at Taj Experiences that is be worth Rs.12,000.
  3. Benefits and offers at Taj Hotels with Epicure membership.

Rewards

In case of any international spends, the Forex markup is 0.99%.The reward points conversion to airmiles is 1:1 at more than 20 international and domestic airlines.Unlimited airport lounge access (international and domestic). However, international guest visits are 8.3 Reward Points are provided for every Rs.100 that is spent.Reward Points will not expire.1:1 is the redemption in case you want to purchase any apple product via Imagine vouchers.

Lifestyle

  1. A metal card is provided.
  2. Buy one, get one offer on BookMyShow on all days.
  3. 30% discount is provided on the bill as a dining offer with EazyDiner. However, the maximum discount will be Rs.1,250.

Travel

The reward points conversion to airmiles is 1:1 at more than 20 international and domestic airlines - unlimited airport lounge access (international and domestic). However, international guest visits are 8.

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Documents Required for HSBC Premier MasterCard

Self-attested copies of the following have to be submitted:

  1. Passport Size Photograph
  2. Photo ID document
  3. Address Proof
  4. Latest pay slip or Form 16 or Income Tax Returns

Identity Proof (Any one):

  1. Voter's ID
  2. Passport
  3. Driving Licence
  4. PAN Card
  5. National Rural Employment Guarantee Act job card (NREGA)
  6. Aadhar Card

Address Proof (Any one):

  1. Voter's ID
  2. Passport
  3. Driving Licence
  4. Electricity bill or Water bill or Telephone bill
  5. Society Outgoing bill only for societies
  6. Gas Bill
  7. Rental or Lease Agreement
  8. Domicile Certificatewith address
  9. Defense ID card
  10. Government Employee ID card
  11. National Rural Employment Guarantee Act job card (NREGA)
  12. Aadhar Card

HSBC Premier Eligibility

The eligibility criteria that must be met to apply for HSBC Premier are mentioned below:

  1. The quarterly Total Relationship Balance (TMB) that must be maintained must be at least Rs.40 lakh, or
  2. You must have a salary account with a monthly net salary of at least Rs.3 lakh, or
  3. A mortgage relationship of Rs.1.15 crore must be availed and you must maintain the TMB of Rs.40 lakh with 1 year from the date of the first disbursement of the loan (mortgage).
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HSBC Premier MasterCard Eligibility

  1. All applicants must be at least 21 years old and should be earning a minimum income of Rs 5, 00,000 per year.
  2. HSBC Premier MasterCard Credit Cards are offered based on the Total Relationship Balance (TRB) of Premier Banking customers in India. A specific criteria of Rs. 25, 00,000 for a quarter has to be maintained by a Premier Banking customer. The TRB will be calculated based on the following factors -
    1. The average balance held in a HSBC savings or current account for a quarter.
    2. The average balance held in a HSBC fixed deposit for a quarter.
    3. Market value of a customer's investments or the net purchase value. (Quarterly)
    4. Value of paid Life insurance premium (Quarterly)
    5. Market value of the demat holding held in the HSBC depository account.
  3. The balance maintained in accounts belonging to family members can also considered to meet the TRB criteria.
Other HSBC Credit Cards
  1. HSBC Platinum Credit Card
  2. HSBC LIVE+ Credit Card
  3. HSBC Taj Credit Card
  4. HSBC TravelOne Credit Card

Fees & Charges of HSBC Premier MasterCard

Type of Charge

Amount

Annual Fee

  1. Joining Fee: Rs.12,000
  2. Annual Fee: Rs.20,000 (waived for customers who are Premier Qualified)

Joining Fee

Cash Advance Fees

2.5% of the transaction amount or a minimum of Rs 300.

Over limit Fee

Rs 500 per month

Card replacement Fee (within India)

Rs 100

Renewal Charges

Free 

Late Payment Fee

50% of the minimum amount due , with the minimum being Rs 400 and the maximum being Rs 750 per month

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FAQs on HSBC Premier MasterCard

  • What are the modes available to customers to make payments towards their HSBC Premier MasterCard Credit Card bills?

    Customers can choose from any of 12 payment options when they make a credit card bill payment - Internet Banking, HSBC Mobile Banking, National Electronic Funds Transfer, Bill Desk, VISA Money Transfer, Standing Instructions, Electronic Clearing System, Mail Cheque/ Draft, Drop boxes: (Available only in Mumbai) Phone Banking, ATMs, and Over the Counter.

  • How can I check the status of my HSBC credit card application?

    Customers will receive SMS alerts regarding the HSBC credit card application status from HSBC to the registered mobile number. The status of a credit card application can also be checked by calling the HSBC phone banking service.

  • Does HSBC provide the add-on card feature for HSBC Premier MasterCard Credit Card holders?

    Customers can take up to three add-on cards for their family members and the credit limit of the primary card is shared with all the add-on cards. The primary cardholder will be responsible to pay the outstanding bills of the add-on cards.

  • How long are rewards points valid on a HSBC Premier MasterCard Credit Card?

    Reward points do not expire on a HSBC Premier MasterCard Credit Card.

  • What is the minimum monthly amount required to be paid by a HSBC Premier MasterCard Credit Card holder?

    The minimum amount due should be mandatorily paid by the card holder. The minimum amount due is the sum of the total outstanding amount, a major portion of the past due amount and any over limit amount pending.

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Credit Card by Banks
  1. Axis Bank Credit Card
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  3. Kotak Bank Credit Card
  4. Federal Bank Credit Card
  5. SBI Credit Cards
  6. HSBC Credit Card
  7. IndusInd Bank Credit Card
  8. RBL Bank Credit Card
  9. Standard Chartered Credit Card
  10. YES Bank Credit Card
  11. Canara Bank Credit Card
  12. Punjab National Bank Credit Card
  13. Bank of Baroda Credit Card
  14. IDBI Credit Card
  15. Union Bank of India Credit Card
  16. Bank of India Credit Card
Articles on Credit Card
  1. How to Check Credit Card Status
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  4. How to get Credit Card without Job
  5. Credit Card Insurance Benefits
  6. How to Apply for Lost Credit Card
  7. Reasons for Credit Card Rejection
  8. Advantages & Disadvantages of Credit Card
  9. Difference between Credit Card & Debit Card
Credit Card Customer Care
  1. SBI Credit Card Customer Care
  2. HDFC Bank Credit Card Customer Care
  3. Axis Bank Credit Card Customer Care
  4. Federal Bank Credit Card Customer Care
  5. IndusInd Bank Credit Card Customer Care
  6. PNB Credit Card Customer Care
  7. RBL Bank Credit Card Customer Care
  8. Kotak Credit Card Customer Care
  9. Yes Bank Credit Card Customer Care
  10. Standard Chartered Credit Card Customer Care
  11. Canara Bank Credit Card Customer Care
  12. HSBC Credit Card Customer Care
  13. Indian Bank Credit Card Customer Care
  14. Bank of Baroda Credit Card Customer Care
  15. Bank of India Credit Card Customer Care
  16. Union Bank of India Credit Card Customer Care
Credit Card Bill Payment
  1. Credit Card Bill Payment
  2. SBI Credit Card Bill Payment
  3. HDFC Credit Card Bill Payment
  4. Federal Bank Credit Card Bill Payment
  5. Axis Bank Credit Card Bill Payment
  6. IndusInd Credit Card Bill Payment
  7. Kotak Credit Card Bill Payment
  8. Standard Chartered Credit Card Bill Payment
  9. RBL Bank Credit Card Bill Payment
  10. HSBC Credit Card Bill Payment
  11. PNB Credit Card Bill Payment
  12. Canara Bank Credit Card Bill Payment
  13. Bank of Baroda Credit Card Bill Payment
  14. Bank of India Credit Card Bill Payment
  15. Union Bank Credit Card Bill Payment
Credit Card Eligibility
  1. Credit Card Eligibility
  2. SBI Credit Card Eligibility
  3. HDFC Credit Card Eligibility
  4. Federal Bank Credit Card Eligibility
  5. Axis Bank Credit Card Eligibility
  6. Yes Bank Credit Card Eligibility
  7. IndusInd Bank Credit Card Eligibility
  8. HSBC Credit Card Eligibility
  9. Kotak Credit Card Eligibility
  10. Canara Bank Credit Card Eligibility
  11. Standard Chartered Credit Card Eligibility
  12. RBL Bank Credit Card Eligibility
  13. Bank of Baroda Credit Card Eligibility
  14. Union Bank Credit Card Eligibility
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