Club Vistara SBI Card

Welcome Benefits

1 Economy ticket as an e-gift voucher on paying the joining fee.

Reward Point Benefits

3 Club Vistara points given on all spends for every Rs.200 spent.

Travel Benefits

1. 4 complimentary visits to domestic airport lounges per year.
2. Complimentary access to the Priority Pass Membership.

Insurance Benefits

1. Up to 4 cancellations per year, each limited to Rs.3,500
2. Avail a Lost Card Liability of up to Rs. 1 lakh.
3. Air accident cover of up to Rs.50 lakh given.

Milestone Benefits

1. On spending Rs.50,000 within 3 months of card issuance, get 1,000 Club Vistara Points.
2. On spending Rs.5 lakh annually, get a hotel stay voucher of Rs.5,000.
3. Get 1 economy class ticket on annual spends of Rs.1.5 lakh, Rs.2.5 lakh, Rs.4.5 lakh and Rs.5 lakh.

Flexipay

With the Flexipay facility, you can convert purchases of more than Rs.2,500 into EMIs.

Balance Transfer Benefits

You can transfer the balance of any other card to the Club Vistara SBI Card and pay it back at a lower interest rate.

Easy Money Facility

With the Easy Money facility, you can withdraw money against your credit limit in the form of a cheque or demand draft.

Annual Fee

Rs.1,499

Renewal Fee

Rs.1,499

Finance Charges

Up to 3.35% monthly

Add-On card fee

Nil

Cash advance fee

1. 2.5% of the amount withdrawn or Rs.500 (Domestic ATMs)
2. 2.5% of the amount withdrawn or Rs.500 (International ATMs)

Finance Charges

3.50% per month or 42% per annum

Payment dishonor fee

2% of the payment amount; minimum of Rs.450

Statement request

Rs.100 per statement (more than 2 months old)

Cash payment fee

Rs.250

Late payment

1. From Rs.0 to Rs.500 - Nil
2. More than Rs.500 up to Rs.1,000 - Rs.400
3. More than Rs.1,000 up to Rs.10,000 - Rs.750
4. More than Rs.10,000 up to Rs.25,000 - Rs.950
5. More than Rs.25,000 up to Rs.50,000 - Rs.1,100
6. More than Rs.50,000 - Rs.1,300.

Cheque payment fee

Rs.100

Over limit fee

2.5% of the over limit amount; minimum of Rs.600

Rewards redemption fee

Rs.99

Foreign currency transaction

3.50%

Age

The applicant must be at least 18 years old.

Nationality

He or she must be a citizen of India.

Employment status

The applicant must be either salaried or self-employed

Credit Score

The applicants who hold a good credit score have a higher change of being eligible for the card.

Ration Card

Voter ID

Salary Slip

Aadhaar Card

Aadhaar Card

Form 16

Voter ID

Driving License

IT Returns

Passport

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