Axis Bank Neo Credit Card

1. Offers on Zomato Orders: 

1. Offers 40% on food delivery via Zomato. 

1. Maximum discount offered isRs.120 per order on minimum order value of Rs.200. 

1. The offer is applicable twice a month. 

1. Offers on utility bill payments: 

1. On mobile, DTH, and broadband payment via Paytm, the card offers a 5% discount. 

1. The maximum discount offered is Rs.150 per month on a minimum transaction of Rs.299. 

1. A discount will be offered once a month using the coupon code ‘AXISNEO’. 

1. Power of 10: 

1. Offers discount of 10%, up to Rs.250 on Blinkit order. 

1. The minimum order value should be Rs.750 and it is valid once per month. 

1. On minimum order value of Rs.999 at Myntra, the card offers a discount of Rs.150. 

1. On every movie ticket purchased via BookMyShow, the card offers 10% discount with maximum monthly benefit of up to Rs.100. 

1. Dining Delights: 

1. Offers 15% discount at partner restaurants. 

1. Offer will be offered up to Rs.500 with minimum order value of Rs.2,500. 

1. The offer is valid for a month. 

1. Secured transaction: 

1. Ensures safe transaction through EMV certified chip and PIN. 

1. Reduces the risk of skimming fraud and counterfeit cards. 

1. Zero lost card liability: Cardholders can immediately report card loss, misplacement or theft by calling 18605005555 or 18604195555. 

1. Convert purchase into EMI: 

1. Offers conversion of expenditures into EMI via internet banking, mobile app, or customer service. 

1. The facility is applicable for transactions of more than Rs.1,500. 

1. EDGE REWARD points: 

1. Offers EDGE REWARD points that can be redeemed across specific products. 

1. Offers 1 point for every Rs.200 spent. 

1. Activation Benefits: 

1. Offers 100% cashback of up to Rs.300. 

1. The offer is applicable on first order utility bill payment within 30 days of card issuance. 

1. Wednesday Delight (exciting offers on Wednesday): 

1. On flight and hotel bookings via Goibibo and MakeMyTrip, the card offers a discount of 15%. 

1. On order via Swiggy and Amazon Fresh, the cards offer a 10% discount. 

1. On orders at Tira, the cards offer a discount of 10% up to Rs.1000. 

Revised Terms of Conditions of Axis Bank Neo Credit Card

The revised terms and conditions of Axis Bank Neo credit card are mentioned below: 

1. Reward earns and spends based fee waiver calculation (effective from 20 June 2025): 

1. No change in the spend category excluded from earning rewards and spend based waiver and such transactions are: 

1. Utility 

1. Telecom 

1. Rent 

1. Government spends 

1. Cash advance and repayment 

1. Fuel 

1. Insurance  

1. Wallet 

1. Changes in features and benefits (effective from 1 July 2025): 

1. The minimum order value for Zomato offer will be Rs.499, excluding GST, delivery fee and restaurant charges. 

1. A discount of Rs.120 will be offered, which will be offered twice a month and applicable for joint and multiple Zomato accounts. 

1. The coupon code that is to be used is ‘AXISNEO’. 

1. This offer can be clubbed with restaurant offers. 

1. Payment made via UPI linked NEO RuPay Credit Card is not eligible for this offer. 

1. The transaction should be made using active cards only. 

1. EDGE REWARD for closed and outstanding overdue cards (effective from 1 October 2025) 

1. Unredeemed EDGE REWARD Points or EDGE Miles will be forfeited by the bank after 30 days of credit card closure or if the minimum due amount is outstanding for more than 90 days. 

1. It is recommended by the bank to redeem your EDGE REWARD Points or EDGE Miles within 30 days of closure of credit card. 

How to Redeem Reward Points Earned on Axis Bank Neo Credit Card?

The points you earn from your Neo credit card has a validity of 3 years after which it will automatically expire. It is advised to keep a regular check on the reward points earned in order to redeem it.

Here are the steps to follow to redeem your reward points:

1. Log in to your net banking.
2. Select 'Account Summary'.
3. Click on the 'Axis eDGE Rewards' option.
4. Check the box to accept the terms and conditions and then click on 'Redeem Now' to view your rewards.
5. From the drop-down menu, choose the reward category and add them.
6. Once done, click on confirm and the points will be redeemed.

Fees and Charges on Axis Bank Neo Credit Card

The fees and charges applicable on Axis Bank Neo credit cards are mentioned in the table below: 

Eligibility for the Neo Credit Card

To apply for the Neo Credit Card, these following eligibility criteria need to be met:

1. Primary cardholder should be 18 to 70 years of age.
2. Add-on cardholder should be over 18 years.
3. The applicant can be a resident or non-resident of India.

*The bank has the right to change the eligibility criteria for credit cards from time to time without any prior notice.

Documents for Applying For The Neo Credit Card From Axis Bank

The documents required for applying for Axis Bank Neo credit card: 

1. Filled credit card application form.
2. A copy of PAN card or Form 60.
   
3. Income proof - latest pay slips, Form 16, IT return copy, etc.
4. Residence proof - Passport, Driving license, electricity bill, landline telephone bill, Aadhaar, etc.   
   

*The list of documents mentioned above is indicative and additional documents might be asked for when you apply for the Neo credit card.

How to Apply for the Axis Bank Neo Credit Card Online?

You can apply for the Neo credit card online through the Axis Bank website.

The card can also be applied for in a completely paperless way through BankBazaar. Here are the steps which need to be followed:

• Check your eligibility for the card by clicking 'Check Eligibility'.
• Submit the information that is asked for.
• Next, upload the documents when you are prompted to do so.
• Use the tracking ID on the 'Track Application' process and get the application status.

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