Axis Bank My Wings Credit Card

Joining Fee

Rs.1,200

Annual Fee

1st Year: Nil 2nd Year onwards: Rs.500

Add-on Card Joining Fee

Nil

Add-on Card Annual Fee

Nil

Card Replacement Fee (lost or stolen or re-issue)

Waived off

Cash Payment Fee

Rs.100

Duplicate Statement Fee

Waived off

Chargeslip Retrieval Fee or Copy Request Fee

Waived off

Outstation Cheque Fee

Waived off

Mobile Alerts for Transactions

Free

Charges for Hotlisting

Nil

Balance Enquiry Charges

Waived off

Finance Charges

2.95% p.m.

Fees for Cash Withdrawal

2.5% of the cash amount subject to minimum Rs.500

Overdue Penalty or Late Payment Fee

1. Nil if Total Payment Due is uto Rs.100
2. Rs.100 if total payment due is between Rs.101 - Rs.300
3. Rs.300 if total payment due is between Rs.301 - Rs.1000
4. Rs.500 if total payment due is between Rs.1001 - Rs.5000
5. Rs.600 if total payment due is between Rs.5001 - Rs.20000
6. Rs.700 if total payment due is Rs.20001 and above

Over Limit Penalty

3% of the overlimit amount subject to minimum Rs.500

Cheque return or dishonour Fee or Auto-debit Reversal

Rs.300

Surcharge on purchase or cancellation of Railway Tickets

Applicable as per IRCTC or Indian Railways

Fuel Transaction Surcharge Transaction

1% of the transaction amount. Transaction made should be between Rs.400 and Rs.4,000

Foreign Currency Transaction Fee

3.5% of the transaction value

Reward Point Redemption fee

Nil

GST

As per existing norms

2 Complimentary Flight tickets

-

10000

-

Family vacation- Four flight ticket bookings

20000

2000

400

Hotels & Holiday Vouchers

25000

2500

500

Four online rail ticket bookings

6000

100

-

Two Bus ticket bookings

800

200

16

One Car rental bookings

1000

400

20

Fuel Surcharge Waiver

36000

360

-

Other Spends

151200

-

Complimentary airport lounge access*

-

4000

-

Total Annual Spends***

240000

-

Total annual cashback and reward points**

-

19560

3960