The Flipkart Axis Bank Credit Card is a co-branded offering designed for customers who love online shopping. This credit card offers various cashback rewards, welcome benefits, and lifestyle perks. Other benefits of this credit card include a waiver on fuel surcharges, airport lounge access, and easy EMI conversion of transactions. Read on to know more about the Flipkart Axis Bank credit card.
Mentioned below are the features and benefits of the Flipkart Axis Bank Credit Card:
Mentioned below are the fees and charges for the Flipkart Axis Bank Credit Card,
Type of Fees | Charges |
Joining Fee | Rs. 500 |
Annual Fee (from 2nd year onwards) | Rs. 500 |
Annual Fee Waiver | Waived if annual spending exceeds Rs. 3,50,000 (excluding rent payments and wallet loads) |
Add-on Card Joining Fee | Nil |
Add-on Card Annual Fee | Nil |
Card Replacement Fee | Nil |
Cash Payment Fee | Rs. 175 |
Duplicate Statement Fee | Waived |
Charge Slip Retrieval Fee | Waived |
Outstation Cheque Fee | Waived |
Mobile Alerts for Transactions | Free |
Hot listing Charges | Nil |
Balance Enquiry Charges | Waived |
Finance Charges (Retail Purchases & Cash) | 3.75% per month (55.55% per annum) |
Cash Withdrawal Fee | 2.5% of the cash amount (minimum Rs. 500) |
Late Payment Fee |
Note: An extra Rs. 100 will be charged if the Minimum Amount Due (MAD) is not paid by the due date for two billing cycles in a row. This fee will keep applying in each cycle until the MAD is fully paid. |
Overlimit Penalty | 2.5% of the overlimit amount (minimum Rs. 500) |
Cheque Dishonour Fee or Auto-debit Reversal Fee | 2% of the payment amount (minimum Rs. 500) |
Surcharge on Buying or Cancelling of Railway Tickets | As per IRCTC |
Foreign Currency Transaction Fee | 3.5% of the transaction value |
Reward Redemption Fee | Nil |
Rent Transaction Fee | 1% of the transaction amount |
Dynamic Currency Conversion (DCC) Markup Fee | A 1.5% markup will be charged on international transactions made in Indian currency, whether the purchase is at an overseas location or with an Indian-based merchant that is registered in another country |
Education Transaction Fee | 1% of the amount per transaction made by third-party apps |
Utility Transaction Fee | 1% on cumulative spends of Rs. 25,000 or more per statement cycle |
Wallet Load Transaction Fee | 1% on cumulative spends of Rs. 10,000 or more per statement cycle |
Fuel Transaction Fee | 1% on cumulative spends of Rs. 50,000 or more per statement cycle |
Online Skill Based Gaming Transaction Fee | 1% on cumulative spends of Rs. 10,000 or more per statement cycle |
Note: Taxes will be applicable as per the government norms.
The eligibility criteria to apply for Axis Bank Flipkart credit card are mentioned below -
The documents which are required to apply for the card are identity proof, Form 60, proof of income, colour photographs, PAN card, and residential proof of the primary applicant.
Here's a complete list of documents required:
Proof of residence:
Proof of Identity
You can apply for the Axis Bank Flipkart credit card online or offline. Offline application options include visiting an Axis Bank branch or contacting customer service.
You can apply for the card online via the official Axis Bank website. The application process varies for existing and new customers, but the basic steps for online application are outlined on the Axis Bank website
You can enjoy up to four complimentary domestic airport lounge access annually using your Flipkart Axis Bank Credit Card.
Participating Lounges
City | Lounge | Terminal |
Bengaluru | 080 Domestic Lounge | Domestic T2 |
Bengaluru | BLR Domestic Lounge | Domestic T1 |
Chennai | Travel Club Lounge A | Domestic T1 |
Chennai | Travel Club Lounge B | Domestic T1 |
Chennai | Travel Club Lounge | Domestic T4 |
Mumbai | Adani Lounge | Domestic T2 |
Mumbai | Travel Club Lounge | Domestic T1c |
Kolkata | Travel Club Lounge | Domestic T1 |
Hyderabad | Encalm Lounge | Domestic T1 |
New Delhi | Encalm Lounge | Domestic T1 |
New Delhi | Encalm Lounge | Domestic T3 |
New Delhi | Encalm Lounge | Domestic T2 |
The joining fee for the credit card is Rs.500 and the annual fee of the card is also Rs.500. However, the annual fee will be deducted from the 2nd year onwards.
You can generate a PIN for my Axis Bank credit card instantly by visiting any of the ATMs of Axis Bank, you can also generate it by calling the Axis bank credit card customer care service of the bank. When you visit the ATM, the PIN can be generated easily by following a few steps.
No, you cannot transfer ownership of the credit card to someone else.
After your application is approved, you will receive a physical card to your registered address within 7 to 10 working days.
You can get in touch with customer service or visit the bank's website to find out the status of your Flipkart Axis Bank Credit Card. You can view the application status by providing your mobile number along with your application ID or PAN card number.
Yes, the card can be used for both online and offline purchases, including swiping at retail stores (POS). It also allows cash withdrawals from ATMs. However, ATM withdrawals attract a fee of 2.5% of the amount (minimum Rs. 500) along with finance charges of 3.75% per month from the date of withdrawal. Due to these high charges, withdrawing cash using a credit card is not recommended unless absolutely necessary.
Yes, the card can be used at most online and offline stores. However, the higher cashback benefits are limited to Flipkart, Cleartrip, and selected partner brands. To know if any restrictions apply to your card, you can check the details through Axis Bank’s internet banking portal.
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