The Axis Bank Atlas Credit Card is a premium offering designed specifically for frequent travellers, providing a variety of travel-related perks and rewards. The joining fee of the card is Rs.5,000.
The key features and benefits of Axis Bank Atlas Credit Card are as follows:
The Axis Bank Atlas Credit Card offers three distinct tiers based on the total amount spent by cardholders within a year. Each tier Silver, Gold, and Platinum—comes with its own set of perks that enhance the overall value of the card, particularly for frequent travellers. Here is a detailed breakdown of what each tier offers:
Silver Tier
The Silver Tier is the entry-level category, applicable to new users or those whose cumulative spending does not exceed Rs. 3 lakh in an anniversary year. As a Silver Tier cardholder, you receive:
Gold Tier
To be eligible for the Gold Tier, users must spend Rs. 7.5 lakh within an anniversary year. This tier offers more generous perks than the Silver Tier, making it ideal for moderate to frequent travellers. The benefits include:
Platinum Tier
The Platinum Tier is the top-level category, accessible to cardholders who spend Rs. 15 lakh or more within a year. This tier is designed for high-spending individuals who want maximum value from their credit card. The benefits include:
Particulars | Amount |
Joining fee | Rs.5,000 |
Annual fee | Rs.5,000 |
Add-on credit card | NIL |
Interest | 3.60% per month (52.86% per annum) |
Cash advance fee | 2.5% (Min.Rs.500) of the Cash Amount |
Fee for Cash Payment | Rs.100 |
Late payment |
|
Card Replacement | NIL |
Duplicate Statement Fee | Waived |
Over Limit Penalty | 2.5% of the overlimit amount (Min. Rs.500) |
Charge slip Retrieval Fee or Copy Request Fee | Waived |
Outstation Cheque Fee | Waived |
Cheque return or dishonor fee or auto-debit reversal | 2% of the payment amount subject to min. Rs.450 and max Rs.1,500 |
Surcharge on purchase or cancellation of Railway Tickets | As prescribed by IRCTC/Indian Railways |
Fuel Transaction Surcharge | 1% of transaction amount (Refunded for fuel transactions between Rs.400 and Rs.4,000 Per Statement Cycle) |
Foreign Currency Transaction Fee | 3.50% of the transaction value |
Mobile Alerts for Transactions | Waived |
Hot listing Charges | Waived |
Balance Enquiry Charges | Waived |
The following are the criteria required to apply for the Axis Bank Atlas Credit Card:
You will need the documents mentioned below when you apply for an Axis Bank Atlas Credit Card:
Yes, you get a surcharge waiver of 1% of transaction amount. This is refunded for fuel transactions between Rs.400 and Rs.4,000 per statement cycle.
As a welcome gift, you get 5,000 reward points when you complete your first 3 transactions with the Axis Bank Atlas Credit Card.
Yes, you get up to 20% discount when you dine with partner restaurants.
The over limit fee of the card is 2.5% of the overlimit amount (Min. Rs.500).
Yes, you get a Platinum Tier Membership when you spend over Rs.15 lakh in a year.
The Axis Bank Atlas Credit Card updates effective from 20 April 2024 include excluding certain categories like gold/jewellery and rent from earning EDGE Miles. There's a cap on accelerated EDGE Miles for travel transactions, with up to 10,000 Miles available based on annual spending thresholds. Additionally, Tier-based Airport Meet & Assist services and complimentary concierge services have been discontinued.
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