Central Bank of India Credit Card Reward Points

Central Bank of India provides its credit card customers a Rewards Programme that envelopes benefits like no other. The Rewards Programme is called Anmol Rewardz and it offers credit cardholders a range of rewards for spending on their credit cards

Updated On - 06 Sep 2025
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Earning points and the value of the points remain the same across the board, regardless of the type of card you hold. The MasterCard World credit card fetches a higher number of points for spends on the card.  

How to Earn Central Bank of India Credit Card Reward Points?

  1. If you are a member of the Cent Rewardz, you can earn CBOI Points.
  2. You can earn points every time you swipe your Central Bank of India credit card.
  3. Every CBOI point is 0.25 paise.

Credit Card Type

Reward Points Benefits

Master Card World

  1. 3 Points for every Rs.100 spent on domestic spends
  2. 4 Points for every Rs.100 spent on International Spends

Master Titanium

1 Point for every Rs.100 spent

Master Gold

1 Point for every Rs.100 spent

Master Domestic

1 Point for every Rs.100 spent

Master Electronic

1 Point for every Rs.100 spent

Visa Platinum

1 Point for every Rs.100 spent

Visa Gold

1 Point for every Rs.100 spent

Visa Domestic

1 Point for every Rs.100 spent

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How to Redeem Central Bank of India Credit Card Reward Points

You can redeem the CBOI Points that you have earned by following these steps:

  1. Step 1: Visit the official website
  2. Step 2: Need to log into the portal and then
  3. Step 3: Choose the product that you want to add from the catalogue
  4. Step 4: Add the product to your cart
  5. Step 5: Click on 'Checkout'
  6. Step 6: Log in to complete the transaction
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How to Check Central Bank of India Credit Card Reward Points Balance

You can easily check the balance of the reward points you have earned by visiting the website

You can also log into your account via the Cent Rewardz app.

You can redeem your reward points for:

  1. Hotel bookings
  2. Flight tickets
  3. Movie tickets
  4. Bus tickets
  5. Mobile recharges
  6. Electronics
  7. Home décor items
  8. Jewellery
  9. Sports and fitness products
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Eligible Central Bank of India Credit Card for Rewards Programme

These are the Central Bank of India credit cards that are eligible to the rewards programme:

  1. Master Card World
  2. Master Titanium
  3. Master Gold
  4. Master Domestic
  5. Master Electronic
  6. Visa Platinum
  7. Visa Gold
  8. Visa Domestic

FAQs on Central Bank of India Credit Card Rewards Points

  • How many points do I have to collect to be able to redeem them?

    You need to collect at least 100 Anmol Rewardz points to be eligible for redemption. The more points you collect, the better your reward will be.

  • Do my reward points have an expiration date?

    Yes, your reward points will expire after 3 years from the date on which it was credited.

  • I hold multiple Central Bank of India Credit Cards. Are the points separate on each card?

    Regardless of the cards you hold, the Anmol Rewardz programme is a single individual membership programme. This means that all the points you accumulate on different cards will be collected together. You can use points collected on all the cards together and redeem them for whatever you like.

  • Are gift cards to be used only by me, or can anyone use it?

    Gift cards are meant for gifting purposes. Cash withdrawals are not allowed on gift cards to be in line with the spirit of gifting. The gift card does not require authentication, so you can gift it to a friend, a family member or just about anyone.

  • How can I check my Central Bank of India reward points?

    For all purchases, you will earn Cent Points using the Central Bank of India Credit Card. 1 Cent Point is Rs.0.25. If you wish to check the credit reward balance, log on to the Cent Rewardz website or log into your account on the Cent Rewardz app.

  • What are Anmol points in Central Bank of India?

    These are Reward points which can get you gifts from exclusive merchandise that have ties with particular banks. Anmol Rewardz is a multi-bank loyalty program that is offered for debit cards and credit cards.

  • What is customer ID in Central Bank of India?

    The Bank will dispatch passwords for Login and Transaction separately to the customers. When you receive the passwords, you will have to visit the branch for collecting the User ID (Customer ID) and activate the Internet Banking facility.

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