Muthoot Gold Loan

1. Quick disbursement of loan amount.
2. Very responsive customer care services.
3. You can avail a loan amount of as low as Rs.1,500.
4. There is no cap in the maximum loan amounts.
5. No charges for prepayment of the loan amount.
6. Gold is evaluated by trusted in-house agents.
7. Assured custody of the gold ornaments against which the loan amount is availed.

Different types of Muthoot Finance Gold Loan Schemes

At present, Muthoot Finance offers 12 different types of gold loan schemes to its customer. Each scheme has their own advantage and cater to different needs and types of customers.

1. One Percent Loan 

The Muthoot One Percent Loan is meant for customers who are looking for a gold loan at lower interest rates. 

Muthoot Ultimate Loan (MUL)

The Muthoot Ultimate Loan or MUL are ideal for the individuals who are looking for a gold loan wherein they can avail maximum loan amount and also earn discounts by making timely payments of their monthly interests.

Muthoot Delight Loan (MDL) 

The Muthoot Delight Loan or MDL has been specially designed for borrowers who are looking for a loan amount of up to Rs.2 lakh and paying lower interest. 

Muthoot Mudra Loan 

The loan if offered only at branches that are present in South India. 

Muthoot Advantage Loan (MAL) 

The Muthoot Advantage Loan or MAL is a special gold loan scheme which is specially designed for individuals who are looking for a fairly decent per gram rate as well as lucrative interest rates. This scheme can be availed all across the country in all Muthoot Finance branches. 

Muthoot High Value Loan Plus (MHP) 

The Muthoot High Value Loan Plus or MHP is ideal for customers who are looking for gold loans at low interest rates. Dealers, traders, shop owners, property dealers, and people belonging to the business community can avail special advantages through this scheme. 

Muthoot High Value Loan (MHL) 

The Muthoot High Value Loan or MHL is another specially curated gold loan scheme offered by Muthoot Finance. This scheme is most beneficial for customers running their own business, property dealers, traders, shop owners, builders, etc., who are looking for a loan with an extended loan repayment tenure. 

Muthoot Big Business Loans 

This loan is for those who need capital to set up or expand their business. The repayment tenure offered is 1 year and the loan can be availed online also. You will also enjoy free insurance for gold ornaments pledged by you. 

Best Value Scheme (BVS) 

The loan is offered only in branches that are present in South India. The maximum tenure of the loan is 12 months. For the ornaments that have been pledged, free insurance is offered. 

High Value Retention (HVR) 

The loan is offered only in branches that are present in South India. The maximum tenure of the loan is 12 months. For the ornaments that have been pledged, free insurance is offered. 

Fees and Charges

Muthoot Gold Loan Login Process

For all the transactions and payments in relation to Muthoot Finance, you can use the online platform as well.

For existing users:

If you have already set up the login credentials, you can follow the steps mentioned below: 

1. Click on Muthoot Gold Loan

1. Fill in the fields with your 'User Name' and 'Password' and click on the 'Login' button. 

For new users:

If you are a new user and yet to sign up, follow the steps mentioned below:

1.   Click on Muthoot Gold Loan
2. Click on the 'New User? 'Sign-up here' option under the login field. 

1. You will be redirected to a new webpage wherein you will 2 options. 

1. Either click on the 'Customer ID' option 

1. Or the 'Mobile Number' option. 

1. On the basis of your selection, enter your 'Customer ID' or your registered 'Mobile Number'. 

1. Click on the 'Search' option after that and follow the on-screen instructions to set up your login credentials. 

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