Minor PAN Card - Process to Apply, Advantages, and Required Documents

1. ✅ Income is earned by the minors themselves
2. ✅ Minor is physically disable, blind, etc.
3. ✅ If income is earned through their talent, skill, or knowledge

1. ✅ If bank account to be opened or Sukanya Samriddhi Yojana account to be opened for a girl child

How to Apply for a Minor PAN Card?

The Government has provided two avenues for those wishing to apply for a PAN Card, with the service available both offline and online.

Online Process to Apply for Minor PAN Card

The procedure for applying for a PAN Card for a minor online is mentioned below:

1. Step 1 - Visit the Tax Information Network website of Protean eGov Technologies Limited and click on ‘Apply Now’.
2. Step 2 - Select the appropriate option from the drop-down menu, i.e.  Form 49A or Form 49AA.
3. Step 3 - After going through the instructions, select the category of the applicant from the drop down list provided and click "Select".
4. Step 4 - Fill in the details requested in the form that appears onscreen.

1. Step 5 - Upload the supporting documents as mentioned in the form's guidelines and make the online processing fee payment.
2. Step 6 - Once the form has been filled in, click on "Submit" after which a reference number will appear onscreen. This can be used to track the status of the application.
3. Step 7 - The PAN Card will be sent by post to the address mentioned in the form.

Offline Process to Apply for Minor PAN Card

1. Step 1 - Download Form 49A (for Indian residents) or Form 49A A(for Indians not residing in India) from the Tax Information Website.
2. Step 2 - The form is also available at UTIITSL offices and through their agents.
3. Step 3 - Fill in the relevant details and attach copies of the required documents.
4. Step 4 - For a minor PAN Card, no photograph is required.
5. Step 5 - Submit the form and documents to the nearest UTIITSL office along with the processing fee amount.
6. Step 6 - On verification of the information submitted, the PAN card will be posted to the address mentioned in the form.

What Documents are Required for Minor PAN Card

The following documents have to be submitted along with the PAN Card application form for minors:

Proof of Age to Apply for a Child PAN Card

A copy of any one of the following documents can be submitted as proof of age as applicable:

1. Aadhaar card
2. Municipal birth certificate
3. Mark sheet issued by recognised educational board
4. Passport
5. Driver's licence
6. Voter ID card
7. Central government issued photo ID card

Proof of Address to Apply for a Child PAN Card 

1. Passport
2. Voter's ID card
3. Domicile certificate issued by a state government.
4. Aadhaar Card
5. Post office passbook mentioning the applicant's address
6. Property document
7. Original Certificate of address signed by a Member of Parliament/Member of Legislative Assembly or Legislative Council/Gazetted Officer
8. Electricity Bill /landline/water/consumer gas bill (not more than 3 months old)
9. Credit card/account statement (not more than 3 months old)

1. Aadhaar card
2. Passport
3. Ration card
4. Government-issued photo ID card
5. Driver's licence
6. Voter ID card
7. Original Certificate of identity signed by a Member of Parliament/Member of Legislative Assembly or Legislative Council/Gazetted Officer
8. Original bank certificate on official letterhead along with photograph from issuing bank branch, attested by a bank officer

A copy of any of the above documents can be submitted towards proof of address as applicable:

Advantages of a Minor PAN Card

There are a number of advantages associated with applying for a PAN Card for a minor, which are listed below:

1. ✅ In the event the minor is to be made a nominee on property, shares or any financial product, the minor will require a PAN Card.
2. ✅ If an investment is to be made in the name of the minor, the minor's PAN Card details will have to be furnished at that time.
3. ✅ As a PAN Card is a permanent number that will not be changed throughout the lifetime of the holder, the child's PAN Card number will remain the same irrespective of name/address change.
4. ✅ While a PAN Card is meant to collate all tax related information on the holder, the income of a minor from any income or investments they hold will not be taxable, except under certain conditions mentioned below:
   1. ✅ If the minor has a physical disability, suffers from total blindness etc
   2. ✅ If the minor has earned the income himself/herself
   3. ✅ If the income/investment is a result of the child's application of his/her own skills and talent

Check - For Minor Aadhar Card

Procedure of Updating Minor PAN Card to a Major

1. Step 1 - Visit the official Protean (NSDL) website or the nearest PAN centers.

1. Step 2 - Complete your PAN update form and the information must match your other identification documents such as your Aadhaar card. 

1. Step 3 - Upload the necessary documents such as valid proof of age and identity documents.

1. Step 4 - Submit the completed form and the required fee.

1. Step 5 - After verification, the PAN details will be updated, and you will receive a new PAN Card with your photo and signature.

Difference Between Minor and Major PAN Card 

A PAN Card can be issued to both minors and adults, but there are key differences between a Minor PAN Card and a Major PAN Card which are mentioned in the table given below: 

Conclusion

Minor PAN Cards play a very important role if an individual wants to manage their child’s financial activities like investments, nominations, or opening bank accounts. It helps in maintaining the financial records of the child from an early stage. The application process is very simple and can be completed online or offline by a parent or guardian. Once the minor turns 18 years old, the PAN Card must be updated, in which the child’s own photograph and signature must be included. The PAN number remains the same to ensure continuity of financial records.

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