IDBI Bank Personal Loan Status

How to Check IDBI Bank Personal Loan Status Online?

You can check the status of your IDBI Bank personal loan through the official website of the bank. The steps mentioned below have to be followed to check the status of your loan application:

1. Visit the official website of IDBI Bank at www.idbi.com.
2. On the home page, you can see the 'Net Banking' login section towards the upper right corner.

1. Click on the drop-down box and select the 'Personal' option. Click on the 'Login' button after that.

1. After you have clicked the 'Login' button, you will be redirected to a new webpage in a new window.

1. On this page, click on the 'Continue to Login' button at the end of the page.
2. After this, you will be taken to the main login page which looks like the screenshot given below.

1. On the main login page, you will be required to fill up the designated fields with your 'Customer ID' and 'Password'. The portal also offers you the option where you can select the page on which you want to start once you are logged in.
2. Once you have filled up the form with the required credentials, click on the 'Login' button.
3. After you have logged in to your profile, you can use the dashboard to check the status of your personal loan application.

How to Check the Status of IDBI Bank Personal Loan through Mobile Application?

IDBI Bank has a few mobile applications to make your banking experience smoother and better. The 'IDBI Bank GO Mobile+' smartphone application is one of them. This app can be downloaded from the Google Play Store for your Android smartphone. You have to log in to the app using your login credentials. Once you are logged in, you can check the status of your personal loan application through the app itself.

What are the ways to Check IDBI Bank personal loan status?

You can opt for both online and offline modes if you want to check the status of your IDBI Bank personal loan application.

1. Online mode: You can visit the official website of the bank and log in to the online portal using your login credentials, i.e. your user ID and password. Once you are logged in to the portal, you can check the status of your IDBI Bank personal loan application.
2. Offline mode: As many individuals do not prefer going online to check the status of their application, IDBI Bank also allows you to check the status of your personal loan application through offline mode. You can visit the branch office of the bank where you have applied for the loan and check the status of the application.

How to Check the Status of IDBI Bank Personal Loan Offline?

To check the status of your IDBI Bank personal loan application, you can visit the branch office of the bank where you have applied for the loan. You would be required to provide the application number or reference number to track the status.

On the other hand, all IDBI Bank customers can also get in touch with the bank through one of these 3 phone numbers -

1. 1800 209 4324
2. 1800 200 1947
3. 1800 22 1070

You can provide your application number to the customer care executive over the phone and know the status of your personal loan application.

Why was my IDBI Personal Loan Application rejected?

Rejection of a personal loan can be caused by a number of reasons. The most common factors which cause the rejection of a personal loan application are as follows:

1. Poor credit score
2. Not meeting the eligibility criteria of the lender such as age, income bracket, employment status, and so on.
3. Unstable credit history
4. Poor debt-to-income ratio
5. Recent passport-sized photographs of the applicant.

Documents required for Personal Loan through IDBI Bank

The requirement of documents for the application process differs from lender to lender. Some of the most common documents that are required for the purpose of application are being listed below:

1. Proof of identity
2. Proof of income
3. Proof of address
4. Bank statements

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