CSB Bank Personal Loan

Documents Required to avail a personal loan from Catholic Syrian Bank

The documents that you will need to submit at the time of applying for a personal loan are as follows:

1. Proof of identity
2. Proof of address
3. Recent salary slip or salary certificate
4. Bank statements of the last 6 months
5. Undertaking from the employer
6. Proof of having served one's present employer

Why Should You Choose the Catholic Syrian Bank Personal Loan?

Catholic Syrian Bank is a leading private sector bank that has a strong presence in both urban and rural parts of the country. The lender offers multiple loan solutions with attractive terms to cater to the financial requirements of its diverse customer base. In this article, let us look at the details of Catholic Syrian Bank's personal loan.

Certain reasons why you should consider applying for a personal loan from Catholic Syrian Bank are as follows:

1. Flexible Repayment: You can opt for a loan repayment tenure of up to 60 months, based on your convenience.
2. No Restrictions Applicable on the Usage of the Loan Amount: You can avail a personal loan from Catholic Syrian Bank in case of a personal necessity. The lender does not specify any restrictions on how the loan amount can be used.
3. Minimal Documentation: You only need to submit minimal documents to the lender when applying for a personal loan.

Who Can Avail a Personal Loan from Catholic Syrian Bank?

Individuals who are employed with reputed organisations and have completed at least 3 years of service in the organisation can apply for this loan.

How the EMI calculation of Catholic Syrian Bank personal loan work?

Here is an example which will help explain how a personal loan taken from Catholic Syrian Bank will work.

Mr. Sharma takes a loan for Rs.1 lakh for a loan tenure of 1 year. The lender charges an interest of 14% p.a. As per this scenario, Mr. Sharma will need to pay an EMI of Rs.8,979. The total interest payable over the course of the loan term will be Rs.7,745. Mr. Sharma will, thus, be repaying a sum of Rs.1,07,745 to the lender. The amortisation details are as follows:

*Note: In the above-mentioned example, it is assumed that no processing fee is charged.

Compare Catholic Syrian Bank personal loan with loans from other lenders

  It is crucial to compare the Catholic Syrian Bank Personal Loan Interest Rates and other details of personal loans offered by different lenders to make an informed decision. If the personal loan from Catholic Syrian Bank meets your requirements, you can visit a branch to submit the application form along with the necessary documents.  

What are the various channels through which I can contact Catholic Syrian Bank's customer service team?

You can contact the lender through the below-mentioned helpline numbers:

1. 1800 266 9090 (toll-free number)
2. 0422 - 2228422
3. 0422 - 6612300
4. +91 - 422 6612300 (ISD charges are applicable)

You can also send an email to branchservice@csb.co.in

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