PPF Account Statement Online 2025

Step 2: Log in with your internet/mobile banking credentials. 

Step 3: The details about your PPF account balance will be displayed on the screen. 

Process to Check PPF Account Statement Offline 

One of the most common ways to open a PPF account is via a post office. This is particularly true in the country's remote and rural areas, where there are few banking options. The process to check your PPF account statement offline is mentioned below: 

1. A PPF account passbook is given to you when you open an account at the post office. 
2. The account number, PPF account balance, credits and debits, etc., are included in the passbook. 
3. You can check your PPF account statement by updating your passbook at the post office regularly.  

PPF withdrawal rules: 

In India, PPF is a popular investment option that offers lucrative returns along with tax benefits. However, if you wish to withdraw your PPF, then there are certain rules which you need to note. Read on to know more about it: 

1. Lock-in Period: The lock-in period of PPF is 15 years. However, you can withdraw PPF partially from the 7th financial year onwards. 
2. Partial Withdrawal: Once you have completed the 7th financial year from the date of opening a PPF account, you can make partial withdrawals. However, the withdrawn amount is subject to certain conditions and limits set by the government. 
3. Withdrawal Limit: The maximum amount that can be withdrawn in a financial year is capped at 50% of the balance at the end of the fourth year or the year immediately preceding the year of withdrawal, whichever is lower. 

1. Purpose of Withdrawal: Withdrawals are allowed for specific purposes such as medical treatment, higher education expenses, or in case of financial emergencies. Documentary evidence may be required to support the withdrawal application. 
2. Tax Implications: Withdrawals from PPF are tax-free, making it an attractive option for long-term savings. However, investors need to be aware of the tax implications on interest earned if they contribute more than the specified limit in a financial year. 
3. Nomination Facility: PPF account holders can nominate individuals who will receive the proceeds of the account in case of the account holder's sudden demise. 
4. Extension of Account: After 15 years, investors can extend the PPF account in blocks of 5 years. During this extended period, withdrawals are allowed without any further contributions.

1. Loan Facility: PPF account holders can avail loans against their PPF balance from the 3rd to 6th financial year. The loan amount is restricted to a certain percentage of the balance available at the end of the second year preceding the loan application year. 
2. Premature Closure: Generally, the premature closure of the PPF account is not allowed before 15 years. However, in certain exceptional cases such as serious illness or on the death of the account holder, premature closure may be permitted subject to specific conditions.