The Atal Pension Yojana Monthly Premium Plan is a scheme chiefly designed for people working in the unorganised and rural sectors. The subscriber needs to pay a fixed monthly premium and they will receive a pension post retirement.
The Atal Pension Yojana offers five different plans, which give a fixed pension amount ranging from Rs. 1000, Rs. 2000, Rs. 3000, Rs. 4000 and Rs. 5000. The amount to be contributed varies with each plan. The fixed pension amount will generally be received by the subscriber and his spouse.
The below given table illustrates the amounts that have to be contributed every month to get a particular pension amount.
Customers can choose any Atal Pension Yojana Monthly premium plan according to their requirements and also depending on the pension amount they would want to receive.
1.To receive a pension of Rs 1000, the amount to be invested is as follows-
Joining Age | Contribution - No. of Years | Contribution - Monthly | Monthly Pension Amount |
18 | 42 | Rs. 42 | Rs. 1000 |
20 | 40 | Rs. 50 | Rs. 1000 |
25 | 35 | Rs. 76 | Rs. 1000 |
30 | 30 | Rs. 116 | Rs. 1000 |
35 | 25 | Rs. 181 | Rs. 1000 |
40 | 20 | Rs. 291 | Rs. 1000 |
2.To receive a pension of Rs 2000, the amount to be invested is as follows -
Joining Age | Contribution - No. of Years | Contribution - Monthly | Monthly Pension Amount |
18 | 42 | Rs. 84 | Rs. 2000 |
20 | 40 | Rs. 100 | Rs. 2000 |
25 | 35 | Rs. 151 | Rs. 2000 |
30 | 30 | Rs. 231 | Rs. 2000 |
35 | 25 | Rs. 362 | Rs. 2000 |
40 | 20 | Rs. 582 | Rs. 2000 |
3.To receive a pension of Rs 3000, the amount to be invested is as follows -
Joining Age | Contribution - No. of Years | Contribution - Monthly | Monthly Pension Amount |
18 | 42 | Rs. 126 | Rs. 3000 |
20 | 40 | Rs. 150 | Rs. 3000 |
25 | 35 | Rs. 226 | Rs. 3000 |
30 | 30 | Rs. 347 | Rs. 3000 |
35 | 25 | Rs. 543 | Rs. 3000 |
40 | 20 | Rs. 873 | Rs. 3000 |
4.To receive a pension of Rs 4000, the amount to be invested is as follows -
Joining Age | Contribution - No. of Years | Contribution - Monthly | Monthly Pension Amount |
18 | 42 | Rs. 168 | Rs. 4000 |
20 | 40 | Rs. 198 | Rs. 4000 |
25 | 35 | Rs. 301 | Rs. 4000 |
30 | 30 | Rs. 462 | Rs. 4000 |
35 | 25 | Rs. 722 | Rs. 4000 |
40 | 20 | Rs. 1164 | Rs. 4000 |
5.To receive a pension of Rs 5000, the amount to be invested is as follows -
Joining Age | Contribution - No. of Years | Contribution - Monthly | Monthly Pension Amount |
18 | 42 | Rs. 210 | Rs. 5000 |
20 | 40 | Rs. 248 | Rs. 5000 |
25 | 35 | Rs. 376 | Rs. 5000 |
30 | 30 | Rs. 577 | Rs. 5000 |
35 | 25 | Rs. 902 | Rs. 5000 |
40 | 20 | Rs. 1454 | Rs. 5000 |
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