Mahindra Two-Wheeler Insurance

1. Cashless Settlement Facility – One of the most important features of a is the facility of cashless settlement. For your Mahindra two wheeler, you can avail this facility which for settling payments following repairs to your vehicle. HDFC Ergo and Bajaj Allianz boast of a nation wide network of garages where you can get your vehicle repaired. With the cashless settlement facility, you don’t have to bear the cost of repairs to the vehicle from your own pocket. Based on the guidelines set down, the insurance company pays for the cost of repairs.
2. Roadside Assistance – When you are stranded in the middle of nowhere with no help in sight, Roadside Assistance can be your best way out. Roadside Assistance has been introduced to provide help to those stranded in a place due to an accident, or vehicle breakdown. The service aims to provide assistance like a fuel refill, spare key service, relaying important messages to your family or friends, mechanical assistance, locating a network garage for vehicle repair, etc.
3. Third Party Liability Coverage – Third party liability insurance is designed to protect you from any legal liability which may arise if the insured vehicle has caused any damage to any third party individual, resulting in their permanent disablement or death, or damage to any third party property. According to the Motor Vehicles Act of 1988, every vehicle must be covered by at least a Third Party Liability Insurance policy. This is the basic minimum level of insurance which every vehicle must have in order to be driven on the road. Both, HDFC Ergo and Bajaj Allianz provide Third Party Legal Liability cover as a part of their Two Wheeler Insurance policy.
4. Personal Accident Cover – One of the most important elements of a two wheeler insurance policy is the Personal Accident cover. In the event of an accident involving the insured vehicle, where the driver/owner of the vehicle suffers from permanent disablement or dies, the insurance company shall provide a compensation of a pre-fixed amount to the immediate family of the deceased. Personal Accident Cover for each policy is subject to terms and conditions. In some two wheeler insurance policies, personal Accident cover is a part of the standard policy. However, in some insurance policies, Personal Accident Cover may be an add-on which may be availed on the payment of a nominal premium over the basic policy premium.
5. Engine Protection Coverage – Mahindra vehicles have been designed to withstand the torturous Indian roads and driving conditions. As we know, the engine is the primary component of any vehicle and even the slightest damage can render the vehicle out of operational condition. It can not only compromise your safety but also affect the vehicle’s performance. Engine Protection Cover is a standard part of most two wheeler insurance policies which offer protection toward any damage which may be caused to the engine, as per pre-specified policy wordings.

Insurance Companies Offering Mahindra Bike Insurance are:

Choosing The Best Insurance for Your Mahindra Two Wheeler:

Two wheeler insurance, like any other type of insurance, is dependent on a number of factors. The coverage that you choose for your Mahindra scooter or motor bike will depend on various factors like the model of the vehicle, its price, the city it has been registered in, the class of the vehicle, your own driving record, etc., among various other factors. The amount of coverage you need for your Mahindra two wheeler depends on the class, model and the price of the vehicle. Also, the external aspects of the vehicle like the engine capacity, body parts, usage purpose are also some factors which determine the type of insurance cover you need. As a consequence, these factors combined will affect the premium you will be charged, the Insured Declared Value of the vehicle, the voluntary Deductible amount and the coverage provided. The amount of premium may go up or down depending on the above mentioned factors.

Before purchasing a two wheeler insurance policy for your Mahindra two wheeler, it is important that you do some research to make sure that you get the best deal on the policy. It helps to be informed about the market to make an informed decision. Before you set out to do your research, evaluate the amount of coverage you require for your vehicle and then proceed to carry out your own research about the various companies which provide two wheeler insurance. Compare the coverage that different providers are offering and at what premiums. Also look for any add-ons that you think will be beneficial for you. Also, while you are at it, do enquire about any discounts that you may get on your premium. Often insurance providers provide discounts to individuals who may be members of an automobile association or have installed an approved anti-theft device or alarm in their vehicle.

Different Models of Mahindra Two Wheelers

Scooters -

1. Mahindra Gusto
2. Mahindra Rodeo
3. Mahindra Duro
4. Mahindra Kine
5. Mahindra Flyte

Motorbikes -

1. Mahindra Centuro
2. Mahindra Pantero