Care Joy Health Insurance Plan
Care Joy health insurance offers parents with during one of the most important journeys of their lives - the birth of a new-born baby. Care Joy offers new parents with a product that tends to their maternity and health needs.
It not only covers hospital expenses during pregnancy but also stand by their customers during the most crucial phase of their lives.
Coverage:
- Room rent for single A/C room covered
- Offers coverage for new-born babies
- 30 days Pre hospitalisation and 60 days Post hospitalisation provided with plan.
Benefits:
- Benefits Plan offers the option of no-claim bonus equal to 100% of the basic sum assured for policy durations of 3 years.
- Only 9 month waiting period for maternity related claims (For Joy Today).
- Only 24 months waiting period for maternity claims under Joy Tomorrow.
- Day care treatments also covered
- In-patient care for hospitalisation with durations of at least 24 hours.
- Cashless Treatment
- Tax benefits offered with payment of premiums
NCB Super Add-on:
- The NCB Super add-on will be mandatory for a sum insured (SI) of Rs.3 lakh and Rs.4 lakh.
- In case the age of the individual is 45 years and below, the NCB super add-on will be mandatory for a sum insured of Rs.5 lakh.
Disclaimer - Please read the terms, conditions and exclusions mentioned in the policy document carefully
GST rate of 18% applicable for all financial services effective July 1, 2017.
Disclaimer: Premiums may vary depending upon factors like age, location and prevailing taxes/GST.
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