The Pradhan Mantri Awaas Yojana - Gramin (PMAY-G) is a flagship scheme of the Government of India aimed at providing affordable housing to the rural poor.
PM Awas Gramin was launched in 2016 with the goal of providing pucca houses with basic amenities to all houseless households living in kutcha or dilapidated houses in rural areas by 2024, with a view to boost the 'Housing for All' scheme.
The main features of the PMAYG scheme are given below:
The main aim of the PMAY-G scheme is to provide pucca house with some of the basic amenities. This scheme is meant for people who do not own a house and people who live in kutcha houses or houses which are severely damaged. At present, the minimum size of the houses to be built under the PMAY-G scheme has been increased to 25 sq. mt. from 20 sq. mt.
PMAYG Official Details 2024
Official Website | |
Toll Free Number | |
Complaints or Suggestion | |
PMAYG Beneficiary Registration Guide | |
State Wise Contact Person Details | |
PMAY-G App | Android and iOS |
The following are the eligibility criteria, which include specific deprivation scores and different priority lists:
Factors that will exclude Beneficiaries from PMAY Gramin Scheme
These are some of the documents or details required to apply for the PMAYG scheme:
There are four sections to the beneficiary registration process, which are:
To successfully register or add the beneficiary, follow the steps given below:
Beneficiary List for Pradhan Mantri Awaas Yojana Gramin (PMAYG) / pmayg.nic.in 2024-25 gramin list :
The beneficiaries under the PMAY-G scheme are selected by the government using a process that makes use of the Socio-Economic Caste Census of 2011 (SECC). The process of selecting the beneficiaries is as follows:
The 2023-24 PMAY Gramin list might not reflect the latest beneficiary information on pmayg.nic.in 2023-24 after December 2024. Here's how to find your current beneficiary status:
Name of the State/UT | Houses completed during Financial Year: | ||||
2019-20 | 2020-21 | 2021-22 | 2022-23 | 2023-24 | |
Arunachal Pradesh | 747 | 2,417 | 992 | 9,344 | 5,275 |
Assam | 84,009 | 1,30,879 | 1,17,694 | 10,09,151 | 14,659 |
Bihar | 3,76,216 | 9,42,615 | 5,08,362 | 11,47,076 | 30,190 |
Chhattisgarh | 34,587 | 59,684 | 23,289 | 33,575 | 7,520 |
Goa | 3 | 87 | 19 | 12 | 37 |
Gujarat | 35,589 | 50,742 | 77,263 | 65,562 | 16,457 |
Haryana | 6,670 | 1,215 | 263 | 5,408 | 91 |
Himachal Pradesh | 447 | 605 | 1,884 | 3,654 | 1,178 |
Jammu & Kashmir | 5,016 | 21,569 | 42,515 | 79,271 | 2,324 |
Jharkhand | 1,56,974 | 2,35,011 | 2,95,036 | 3,63,313 | 24,200 |
Kerala | 779 | 686 | 2,440 | 8,825 | 2,082 |
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Madhya Pradesh | 2,72,863 | 2,61,254 | 6,06,303 | 10,58,374 | 52,732 |
Maharashtra | 92,276 | 1,81,700 | 1,79,021 | 3,43,476 | 24,755 |
Manipur | 1,151 | 2,379 | 3,626 | 13,955 | 76 |
Meghalaya | 4,995 | 5,016 | 7,009 | 6,913 | 2,081 |
Mizoram | 997 | 1,123 | 1,158 | 1,020 | 724 |
Nagaland | 3,687 | 535 | 0 | 3,210 | 423 |
Odisha | 3,61,187 | 3,95,105 | 97,143 | 30,368 | 2,843 |
Punjab | 410 | 3,908 | 5,473 | 11,381 | 128 |
Rajasthan | 1,66,764 | 3,15,480 | 1,41,345 | 3,95,061 | 6,396 |
Sikkim | 34 | 13 | 5 | 41 | 60 |
Tamil Nadu | 49,986 | 51,868 | 57,322 | 1,75,311 | 26,830 |
Tripura | 6,155 | 15,462 | 1,639 | 1,80,495 | 4,840 |
Uttar Pradesh | 1,74,166 | 37,710 | 10,94,654 | 6,62,368 | 34,840 |
Uttarakhand | 192 | 19 | 3,844 | 12,493 | 4,484 |
West Bengal | 286333 | 6,78,583 | 9,59,230 | 1,47,379 | 4,193 |
Andaman and Nicobar Islands | 286 | 483 | 335 | 97 | 22 |
Dadra & Nagar Haveli & Daman & Diu | 221 | 972 | 641 | 1,487 | 185 |
Lakshadweep | 9 | 28 | 7 | 0 | 0 |
Andhra Pradesh | 5 | 0 | 0 | 2,167 | 5,582 |
Karnataka | 7,085 | 2,405 | 11,239 | 2,641 | 17,916 |
Ladakh | 1,344 | 62 | 22 | 1 | 5 |
PMAY-G Progress:
PMAY-G has made significant progress in providing housing to the rural poor. As of November 19, 2024, over 3.21 crore houses have been sanctioned under the scheme, and over 2.67 crore houses have been completed.
As of February 2, 2025, under the Pradhan Mantri Awaas Yojana-Gramin (PMAY-G), a cumulative target of 3.79 crore houses has been allotted to States and Union Territories. Out of these, 3.34 crore houses have been sanctioned, and 2.69 crore houses have been completed.
This data is more recent than the previously mentioned figures from November 19, 2024, which reported 3.21 crore houses sanctioned and 2.67 crore houses completed.
Therefore, the information provided above is up-to-date as of February 2, 2025.
After you have submitted your application for the PMAY Gramin list, you can check if your name has been included in the beneficiary list by checking on the official website of the Pradhan Mantri Awas Yojana under the option for ''Citizen Assessment'' and then ''Track Your Assessment Status''. For more detailed steps, refer how to check PMAY list.
You can apply for a home loan in a rural area under the PMAYG scheme through online and offline methods. To apply online, you need to visit the official website of the Pradhan Mantri Awas Yojana, fill in your details, download the application form, print it out, and submit it at the Common Service Centre (CSC) Office and bank along with your supporting documents. You can also alternatively visit the Common Service Center directly or a bank that is listed under the PMAY scheme.
You can easily check your PMAYG application status online on the official website of the Pradhan Mantri Awas Yojana. You can track the status of your application either by entering your assessment ID or using your name, mobile number, and father's name. You can check out the detailed step-by-step procedure for checking your PMAYG application status, complete with screenshots for a better understanding,
The PMAY subsidy can only be claimed for new home loans, so existing home loans are not eligible for it. However, if you are going to apply for a new home loan and the PMAY subsidy, you can calculate exactly how much your subsidy amount will be and how much you will save by using the PMAY subsidy calculator.
PMAGY, or Pradhan Mantri Adarsh Gramin Yojana, aims at providing villages with a population of 50% and above a holistic and comprehensive development program. This will be achieved through the synchronisation of state/UT and central government programs.
Within the Pradhan Mantri Awaas Yojana Gramin scheme, subsidies are sourced from the National Housing Bank and directly credited to the bank account linked to your beneficiary number.
It depends on the presence of a Gram Sabha in your town or village. If one exists, consultation for the Pradhan Mantri Awaas Yojana Gramin scheme is necessary. Otherwise, all requisite procedures will be handled by the concerned bank.
Yes, individuals eligible under the Pradhan Mantri Awaas Yojana Gramin scheme residing in rural areas can apply for a loan.
Yes, the Pradhan Mantri Awaas Yojana Gramin scheme can be accessed for a maximum period of 20 years.
No, current home loan borrowers are not eligible for the benefits of the Pradhan Mantri Awaas Yojana Gramin scheme. Additionally, the scheme's subsidies or loans are exclusively available to new borrowers.
In alignment with MGNREGA, beneficiaries receive employment for 95 days, with compensation set at Rs. 90.95 per day for unskilled labour under the Pradhan Mantri Awaas Yojana Gramin scheme.
In collaboration with Swachh Bharat Mission - Gramin (SBM-G), beneficiaries receive support for constructing toilets, with assistance amounting to up to Rs. 12,000 under the Pradhan Mantri Awaas Yojana Gramin scheme.
Beneficiaries for the Pradhan Mantri Awaas Yojana Gramin scheme are identified utilising criteria from the Socio-Economic and Caste Census (SECC) and verified by the Gram Sabhas.
The amount is directly transferred to the Aadhaar-Linked Bank Account or Post-Office Account of the beneficiary under the Pradhan Mantri Awaas Yojana Gramin scheme.
A loan of up to Rs. 70,000 is offered at 3% lower interest rates to beneficiaries for constructing a permanent dwelling under the Pradhan Mantri Awaas Yojana Gramin scheme.
The Pradhan Mantri Awaas Yojana Gramin scheme is implemented by the Ministry of Housing and Urban Affairs (MoHUA).
The government is likely to focus more on affordable housing, with predictions of more funding through the Pradhan Mantri Awas Yojana (PMAY) and housing loan subsidies in Budget 2025. If these plans are realized, it could boost the housing finance sector and increase investor interest in related stocks.
Since the election results were announced on June 4, housing finance companies have seen a significant increase in their stock prices. Companies like LIC Housing Finance, Can Fin Homes, HUDCO, PNB Housing Finance, Home First, Aptus Value Housing, and Aavas Financiers have seen their shares rise by 46 percent, outpacing the Nifty 50's 12% increase.
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