Bandhan Bank RD Rates 2025

Note: The interest rates mentioned here for investments that is less than Rs.2 crore and is effective from 4 December 2023.

Bandhan Bank Short Term Recurring Deposit Interest Rates

Short-term recurring deposits Those opened for a tenure ranging from 6 months to less than a year are opened. If you invest in a short-term RD account, the rate of return offered by the bank is 4.50% p.a. for general citizens and 5.25% p.a. for those who are above 60 years of age.

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Bandhan Bank Medium Term Recurring Deposit Interest Rates

An RD account opened for a period that ranges between 1 year to less than 3 years falls under the bracket of medium-term recurring deposits. The rate of interest offered by Bandhan Bank to general citizens on such tenures is 7.25% p.a. Senior citizens are offered interest rates is 7.75% p.a. for opening a medium-term RD account with the bank. 

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Bandhan Bank Long-Term Recurring Deposit Interest Rates

For long term RDs, the bank offers interest rates of 5.85% to 7.25% p.a. to general citizens. Senior citizens are offered a rate of 6.60% to 7.75%  Long-term RDs are those which are opened for a period that ranges between 3 years and 10 years.

Also, Check - FD Interest Rates

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Bandhan Bank Recurring Deposit Calculator 

When using the Bandhan Bank RD calculator, there will be the following components mentioned below which you must use to determine the maturity amount.

The components are: 

1. Deposit Amount - You can choose the amount you would like to deposit on a monthly basis. For example, if you wish to deposit Rs.1,000 every month, then choose the mentioned amount in under the ‘deposit amount’ slab. 
2. Tenure - Choose the tenure for which you would like to invest in the Bandhan Bank RD scheme. You can choose tenure for up to 10 years. 
3. Interest Rate - Based on the tenure chosen by you, the interest rate will be shown. 

RD Interest Rates by Banks

1. Uco Bank RD Interest Rates
2. Central Bank RD Interest Rates
3. Federal Bank RD Interest Rates
4. Indian Bank RD Interest Rates
5. Kotak Mahindra RD Interest Rates
6. IOB RD Interest Rates
7. Citybank RD Interest Rates
8. Indusind Bank RD Interest Rates
9. BOM RD Interest Rates

RD Article Pages

1. Recurring Deposit Vs. Chit Fund
2. Miss to Pay the Recurring Deposit Due
3. Difference Between Recurring Deposit and SIP
4. Open RD Account through HDFC NetBanking
5. RD Account in SBI
6. Advantages of Recurring Deposit
7. Flexi RD
8. SBI Flexi RD Schemes
9. Monthly Recurring Deposit
10. Co-operative Bank Recurring Deposit
11. Indian Bank Recurring Deposit
12. Union Bank Recurring Deposit
13. UCO Bank Recurring Deposit

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FAQs on Bandhan Bank RD Rates

• What is the interest rate offered by Bandhan Bank RD?

  The interest rate offered by Bandhan Bank ranges between 3.00% and 7.25%. 

• What is the minimum amount for which a RD account can be opened with Bandhan Bank?

  An RD account can be opened with Bandhan bank for an amount that is as small as Rs.100.

• What is the minimum and maximum tenure for which an RD account can be opened with the bank?

  The minimum and maximum tenure for which an RD account can be opened with Bandhan bank is 6 months and 10 years respectively.

• What is the minimum amount that one requires to deposit in order open a recurring deposit account with Bandhan Bank?

  The minimum amount that one requires to deposit in order open a recurring deposit account with Bandhan bank is Rs.100.

• What are the documents to be submitted to open a recurring deposit account with Bandhan bank?

  The documents required for opening a recurring deposit account with Bandhan bank are: Application form , Passport size photograph of the applicant ,PAN card, ID card and a proof of address of the applicant, KYC documents if the bank asks for it.

• What are the different ways in which a person can open a recurring deposit account with Bandhan bank?

  A person can open a RD account with Bandhan Bank by applying on the bank's official website, visiting the nearest branch of the bank or by calling on 033-6633 3333 or 1800 258 8181.

• Does Bandhan Bank offer the passbook, nomination, and overdraft facility with the RD account?

  Yes, the bank provides the passbook, nomination, and overdraft facility with the RD account. The overdraft facility can be availed after 3 months.

• Is the option of opening a single or joint RD account available?

  Yes, the option is provided by the bank.

• What is the maximum deposit amount?

  There is no maximum deposit amount. 

• Will there be TDS made on RD interest?

  There will be no TDS applicable for interest amount of up to Rs.10,000. However, if interest amount exceeds Rs.10,000 then TDS will be applicable. 

• Is overdraft facility available for Bandhan Bank RD?

  Yes, overdraft facility is available for Bandhan Bank RD after three months of the opening of the account. 

• Do I need to submit proof of age for availing senior citizen rates?

  Yes, to avail senior citizen rates you will need to submit proof of age.