Quantum Mutual Fund

Equity schemes by Quantum Mutual Fund

Equity schemes invest mainly in stocks and hence, they are also known as stock funds. Quantum Mutual Fund offers 4 kinds of equity funds and we have explained each of them below:

Quantum Long Term Equity Value Fund - It is an open-ended equity scheme that follows a value investment strategy and has a potential of offering high returns to the investor but is also accompanied by high risks.

Investment objective - Offer investors long-term capital appreciation by investing mainly in shares of firms in S&P BSE 200 Index.

Ideal for - Investors who are looking to invest so as to realise their long-term financial goals.

Scheme features:

Quantum Equity Fund of Funds- This is an open-ended scheme that invests in 5 to 10 diversified equity schemes of third-party mutual funds.

Investment objective - To invest in the best diversified equity schemes by doing a robust research of more than 350 equity-related schemes.

Ideal for - Investors who are looking to diversify their investment portfolio while also achieving their long-term financial targets.

Scheme features:

Quantum Nifty ETF - This fund mirrors the NIFTY 50 Index which means that the stocks that form a part of NIFTY 50 find place in the portfolio in the same proportion and weightage.

Investment objective - To offer returns equivalent to NIFTY 50 by replicating the index while reducing the tracking error.

Ideal for - Investors who hold a belief that markets pick the perfect stocks and desire a fund that replicates the index without being managed by a fund manager.

Scheme features:

Debt schemes by Quantum Mutual Fund:

Funds investing in a mixture of debt or fixed income securities such as corporate bonds, government securities, treasury bills are called debt schemes. Debt securities usually have a fixed maturity date and returns are also based on a fixed rate of interest.

Quantum Liquid Fund - This fund invests mainly in money market instruments such as treasury bills, certificates of deposit (CD), commercial paper, and term deposits. It was designed for investors looking to invest in savings bank account type of schemes but which offers higher interest rates.

Investment objective - To provide optimal returns with low to moderate risk levels and higher liquidity through prudent investments in debt and money market instruments.

Ideal for - Investors who wish to receive income over the short-term.

Scheme features:

Quantum Dynamic Bond Fund - This fund is an open-ended debt scheme having a dynamic maturity profile and fixed credit exposure. It prefers investing in superior quality debt and money market instruments.

Investment objective - To generate income and enhance the capital by actively managing portfolios of short-term, long-term debt, and money market instruments. In the process, it tends to minimise the credit risk.

Ideal for - Investors with a desire to invest in high-quality money market instruments but do not wish to pay a high expense ratio.

Scheme features:

Gold schemes by Quantum Mutual Fund

Quantum Gold Fund ETF - This fund invests in physical gold. The fund seeks to provide investors with an innovative and cost-effective way to invest in gold assets. Every unit in the fund is equivalent to 0.5 gram of gold.

Investment objective - Providing investors with excellent means of asset allocation.

Ideal for - Investors who wish to invest in gold without paying for making charges or worrying about storing gold.

Scheme features:

Quantum Gold Savings Fund - This fund is an open-ended fund of fund scheme that invests in Quantum Gold Fund units. This fund offers investors with an opportunity to frequently invest in gold through Systematic Investment Plans (SIP).

Investment objective - Offer capital gains by mainly investing in units of Quantum Gold Fund-ETF which in turn invests in physical gold.

Ideal for - Investors who wish to include gold in their investment portfolio. Also, investors who wish to invest in Gold ETFs but do not have a demat account can invest in this fund.

Scheme features:

Multi-Asset schemes by Quantum Mutual Fund

Multi-Asset schemes are an amalgamation of asset classes - debt, equity, and gold. The biggest benefit of such funds is diversification and due to this, they have low volatility which ensures that investors enjoy good returns over a long term.

Quantum Multi Asset Fund - This fund invests in various schemes of Quantum Mutual Funds and diversification is its main strategy. It offers the benefits of investing in multi schemes by investing in a single scheme. The portfolio is dynamic which means it allocates investments in debt, equity, and gold, all at the same time.

Investment objective - To generate adequate capital gains for the investor by combining various asset classes while also reducing the risk.

Ideal for - Investors seeking current income and capital gains over a long term.

Scheme features:

Save Tax by Investing in Quantum Tax Saving Fund

For investors who not only wish to invest in equities but also save on tax, the Quantum Tax Saving Fund by QMF is the perfect investment option. It is an open-ended, equity-linked scheme with a lock-in period of 3 years and lets investors enjoy tax benefits. For long-term capital appreciations over Rs.1 lakh, 15% tax is applicable while for short-term capital gains, the rate is 15%. The tax benefits under this scheme are in accordance with the guidelines of Section 80C of the Income Tax Act.

Investment objective - Offer investors long-term capital appreciation by investing mainly in shares of firms in S&P BSE 200 Index while also offering tax benefits under Section 80C of the Income Tax Act.

Ideal for - Investors who wish to enjoy tax benefits while also realising their long-term financial goals.

Scheme features:

Eligibility criteria for investing in Quantum Mutual Funds

The below persons/entities are eligible to invest in the units of Quantum Mutual Funds:

1. Adult individuals residing in India
2. Minors through parent/legal guardian
3. Karta of Hindu Undivided Family (HUF)
4. Public Sector Undertakings (PSUs)
5. Partnership firms and Limited Liability Partnerships (LLPs)
6. Banks and Financial Institutions
7. Mutual Funds/Alternative Investment Funds registered with SEBI
8. Non-Resident Indians (NRIs)/Persons of Indian Origin (PIO)
9. Religious and Charitable Trusts
10. Foreign Institutional Investors (FIIs) and Foreign Portfolio Investors (FPI) registered with SEBI on repatriation basis
11. Scientific and Industrial Research Organisations
12. Air Force, Army, Navy and other paramilitary units
13. Multilateral funding agencies
14. Any other individuals/body/institutions as decided by Quantum Mutual Fund from time to time.

Documents Required for Investing in Quantum Mutual Funds

Before investing in any mutual fund scheme, investors need to have a Permanent Account Number (PAN), bank account, and have to comply with the Know your Customer (KYC) guidelines. To complete the KYC process, investors need to submit the duly filled application form along with a recent passport size photograph, Identity Proof (PAN card, Aadhaar Card, Driving Licence, Voter ID, Passport), and Proof of Residence (Aadhaar Card, Driving Licence, Voter ID, Passport). The documents need to be attested by self and submitted along with the original copies, for verification.

After completion of the KYC process, the investor can invest in any scheme of QMF, the procedure of which is explained below.

How to Invest in Quantum Mutual Funds?

Interested investors can use any of the below modes to invest in the various schemes of Quantum Mutual Funds:

1. Through your financial guide/advisor
2. By logging into the 'Invest Online' portal of Quantum Mutual Funds
3. Offline submission of physical transaction requests
4. By means of a stock exchange platform
5. Using mobile/computer to invest via Email, Fax, SMS, WhatsApp
6. You can also invest online without logging in using the 'Quick Transact' option

Please note that only Know Your Customer (KYC) compliant entities can invest in Quantum Mutual Funds.

Why invest with Quantum Mutual Funds?

1. Quantum Mutual Funds is the first 'Direct-to-Investor' fund house in India.
2. It offers uncomplicated products that are easy-to-understand and across various asset categories - Debt, Equity, and Gold through regular and direct plans.
3. The investment process is disciplined and thoroughly researched,
4. Features schemes that have one of the lowest expense ratios in the mutual fund category.
5. Presents investors with the facility to invest online which is a completely paperless transaction.

Frequently Answered Questions on Quantum Mutual Funds

• Can I hold the units of QMF in Demat form?Answer: Yes, you can hold the units of QMF in a dematerialised form. To avail that, you need to have a Demat account with a depository participant (DP) and while submitting the application form, you will need to furnish the details of the account number with the DP.
• Who cannot invest in the schemes of QMF?Answer: Foreign nationals, NRIs living in USA and Canada, countries who do not comply with Financial Action Task Force (FATF), and Qualified Foreign Investors (QFIs) are not allowed to invest in the schemes of QMF.
• If I wish to invest in the schemes of QMF, what are the modes of payment available?Answer: There are 2 modes of payment available - Offline and Online. Through the offline mode, you can either make a payment through cheque, Demand Draft (DD), One Time Mandate (OTM), National Automated Clearing House (NACH), and direct debit/auto debit for investments through SIP. The online payment method offers the following options of payment - Netbanking, Debit Cards, National Electronic Funds Transfer (NEFT), Real Time Gross Settlement (RTGS), Prepaid Cards, OTM/NACH, and Interbank Mobile Payment Service (IMPS).
• Will any charges apply on my transactions?Answer: No. Quantum Mutual Funds does not charge any fees for the transactions.
• Is there an option to switch between different portfolios or schemes?Answer: Unfortunately, switch option is not available for different portfolios or schemes. However, within the same folio, switch option is available, provided the specified criteria are fulfilled. Switch request is also not allowed for units from one folio to another.
• What is the Net Asset Value of a scheme?Answer: The value of the stocks held by the scheme in the market is the Net Asset Value (NAV). It is calculated by dividing the value of stocks of a scheme by the total number of units on a particular date.
• How do I redeem the units of QMF?Answer: There are primarily 2 ways in which the investor can redeem the units of QMF - Online and Offline. The online facility is available only for investors with a User ID, PIN, and whose investments are not in a demat form. To redeem the units through the online mode, the investor needs to login to the online investment portal using the user ID and pin. He/she then needs to access the 'Commercial Transactions' section and select the 'Redemption' or 'Insta Redemption' tab based on the respective scheme and requirement. Following that, he/she will need to key in the required details and click on the 'Submit' button.For redemption through the offline mode, the transaction slip has to be downloaded by the investor from the 'Download' section on the official QMF site. Prior to that, the investor needs to fill the required details containing the scheme name, folio number, units you wish to redeem, etc. After signing the slip, the investor will then need to submit a written request for redemption in any of the QMF offices or collection centres.Besides these 2 methods, there are other methods through which redemption can be carried out - redemption through SMS, WhatsApp, Hike, etc. The details of these are available in the 'Modes of Investment' section on the official site of QMF
• Do I have to pay any charges for redemption?Answer: There are certain charges that will be levied on redemption. The redemption amount that the investor will receive, will depend on exit load pertaining to a particular scheme, the NAV applicable for that scheme, and the Securities Transaction Task (STT).
• What does Dividend Payout and Dividend Reinvestment option mean?Answer: Dividend Payout is the part of profits that is passed on to the investors when the mutual fund firms make profits. To avail frequent returns on their investments, investors need to select the 'Dividend Payout' option.However, when the investor selects the 'Dividend Reinvestment' option, the dividend declared is reinvested back into the same scheme on the same day's NAV. This facility will allow investors to invest the profits back into the same fund which means that he/she can add some additional units to the existing investment folio.
• Is there a customer care service for QMF and what are the other ways to get in touch with representatives of QMF?Answer: To get in touch with the customer care department of QMF over an email, investors can send an email to - customercare@quantumamc.com. To get in touch through phone, the numbers are 1800-209-3863/1800-22-3863 (toll-free), 022-6144-7800-804 (board line number), and 022-6107-3807 (missed call number). For international users, the number is 1800-22-3864, while the fax number is +91-022-2287-5923. To contact customer care through SMS, investors can SMS to 9243-22-3863.

GST rate of 18% applicable for all financial services effective July 1, 2017.