Post Office FD Calculator 2025
India Post allows its customers to open time deposits with them. The rate of return offered on the fixed deposits are quite attractive with the rates starting at 6.80% p.a. The deposits can be opened with a minimum investment amount of Rs.1,000 for a tenure that ranges between 1 year and 5 years.
To know the exact amount which you will earn as interest before investing in a Post Office Fixed Deposit, you can use the FD calculator offered by BankBazaar.
All you need to know is enter the deposit amount, interest rate and the tenure before clicking on the 'Calculate' button.
Benefits of Using the Post Office FD Calculator Online
Some of the benefits of using BankBazaar's FD calculator are:
- You get to know the exact amount which you will receive at the time of maturity.
- You can compare the maturity amount which you will be receiving by entering the interest rates offered by different lenders.
- You have the option to choose the type of fixed deposit where you want to invest.
How to Use the Post Office FD Calculator (Step-by-Step)
The procedure to use BankBazaar's FD calculator is listed below:
- Visit - www.bankbazaar.com/fixed-deposit/fd-calculator.html
- Enter the deposit amount, tenure, interest rate, and select the type of fixed deposit.
- Click on 'Calculate'.
- The maturity amount and total interest earned will be displayed on the screen.
India Post FD Interest Rates
The rate of return offered by India Post on time deposits are mentioned below:
Tenure | Interest rate (per annum) |
1 year | 6.90% |
2 years | 7.00% |
3 years | 7.00% |
5 years | 7.50% |
FAQs on Post Office FD Calculator
- What is the minimum tenure to open a post office fixed deposit?
The minimum tenure is one year to open a post office fixed deposit.
- What is the maximum tenure to open a post office fixed deposit?
The maximum tenure is five year to open a post office fixed deposit.
- Can a minor open a fixed deposit in his/her name?
Yes, a minor can open a fixed deposit if the age is above 10 years of age.
- Is there a cap on the maximum investment amount?
No, there is no limit on the maximum investment amount.
- Is extension of FD account allowed?
Yes, extension of FD account is allowed. You can further extend the tenure of the FD account at the time of maturity.
- Can I close the time deposit before maturity?
Yes, you are allowed to closed the time deposit account before maturity. However, it can be done only after 6 months of opening the account.
- Can I avail the benefit of Section 80C of Income Tax Act for opening a 5-year fixed deposit account?
Yes, for opening a 5-year fixed deposit account you can avail the benefit of Section 80C of Income Tax Act.
- Can I apply online for a post office fixed deposit?
Yes, you can apply online for a post office fixed deposit.
- How much is the maximum amount to open a post office fixed deposit?
There is no maximum amount to open a post office fixed deposit.
- Are post office fixed deposits a safe investment option?
Yes, post office fixed deposits are a safe investment option.
- How much is the maximum amount to open a post office fixed deposit?
The minimum deposit amount to open a post office fixed deposit is Rs.1000.
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