AU Small Finance Business Loan 2025

AU Small Finance Bank Business Loan Eligibility Criteria

The following entities are eligible to apply for Secured Business Loan from AU Small Finance Bank:

1. Petty traders
2. Shopkeepers
3. Wholesalers
4. Farm equipment traders
5. Small and micro manufacturing enterprises

1. Small and micro service enterprises
2. Self-employed professionals
3. Farmers/dairy/poultry farmers

FREE Credit Score - Check Now

How to Apply for Secured Business Loan from AU Small Finance Bank

There are two ways through which you can apply for the Secured Business Loan from AU Small Finance Bank:

How to Apply Online for AU Small Finance Business Loan

1. Visit the official website of AU Small Finance Bank and under the 'Secured Business Loan' section click on 'Apply Now'.
2. You will be directed to a separate page where you will be asked to enter details such as your name, mobile number, email ID, and the product you are interested in. You will be asked to solve a simple math question for security purposes.
3. Click on 'Submit'. A representative from the bank will get in touch with you and will help you with the process of applying for the loan.

How to Apply Offline for AU Small Finance Business Loan

You can visit the nearest branch of AU Small Finance Bank and apply for the loan of your choice. You must carry the necessary documents with you to the bank where a representative will help you with the process of applying for a loan.

A good credit score can help you secure lower interest rates on loans and credit cards.

Get Free Credit Score

FAQs on AU Small Finance Business Loan

• How will the lender determine my eligibility for this loan scheme?

  The bank will look into various factors such as your repayment capacity and value of your property which will help them determine the loan amount that they must approve for you. The lender will also look into factors such as your income, age, number of people dependent on you, assets, liabilities, previous loans undertaken by you, etc.

• In how many years can I repay the loan?

  Typically, under this scheme, the repayment tenure may range between 5 years and 12 years. However, the repayment tenure would depend on factors such as the loan amount, the purpose for which you are availing the loan, and your profile.

• Who can be my co-applicant?

  Your parents, spouse, or your children (above age of 18 years) can be your co-applicant. The co-owner of the property also can be a co-applicant. However, the co-applicant need not be the co-owner of property.

• I have queries related to the loan. How can I get in touch with the lender?

  You can either call on the number 0141-3071800 or 0141-6133000 or send a mail to customercare@aubank.in in case of any query related to your loan. A representative from the bank will get in touch with you and will help you with your queries related to the loan.

• How can I locate the nearest branch of AU Small Finance Bank?

  You will have to visit the official website of AU Small Finance Bank where on the left-hand side of the home page you will be able to see the 'Locate' section. Click on it and enter the state and city in which you reside. Click on 'Apply' and you will be able to find the details of the branches of AU Small Finance Bank including the contact detail and the email ID.